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The Online Home Loan ($150k-$500k, LVR 80%-90%)

Customise your mortgage repayments by entering your details:

I want to borrow

Loan Term

years

Repayment Frequency

Pros:
  • No ongoing fees
  • Extra repayments + redraw services
  • Comes with a credit card
  • Free redraw facility
Cons:
  • Discharge fee at end of loan
  • Not available for self-employed borrowers
  • Repayments may increase if RBA raises rates

Details & Fees

Maximum LVR
Maximum LVR
90%
Interest rate structure
Interest rate structure
Variable
Borrowing range
Borrowing range
$150k - $500kCalculate how much you can borrow »
Total repayments
Total repayments
$449,640View repayment schedule »
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
10 - 30 years
Offset account
Offset account
Extra repayments
Extra repayments
Unlimited extra repayments
Redraw facility
Redraw facility
Redraw fee: $0
Allows split interest
Allows split interest
Suitable For
Suitable ForOwner Occupiers
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsFortnightly, Monthly
Estimated upfront fees
Estimated upfront fees
$440
Application fee
Application fee$0
Settlement fee
Settlement fee$0
Valuation fee
Valuation fee
$0
Legal fee
Legal fee
$440
Ongoing fee
Ongoing fee
$0
Discharge fee
Discharge fee$250
Maximum LVR
Maximum LVR
90%
Interest rate structure
Interest rate structure
Variable
Borrowing range
Borrowing range
$150k - $500kCalculate how much you can borrow »
Total repayments
Total repayments
$449,640View repayment schedule »
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
10 - 30 years
Offset account
Offset account
Extra repayments
Extra repayments
Unlimited extra repayments
Redraw facility
Redraw facility
Redraw fee: $0
Allows split interest
Allows split interest
Suitable For
Suitable ForOwner Occupiers
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsFortnightly, Monthly
Estimated upfront fees
Estimated upfront fees
$440
Application fee
Application fee$0
Settlement fee
Settlement fee$0
Valuation fee
Valuation fee
$0
Legal fee
Legal fee
$440
Ongoing fee
Ongoing fee
$0
Discharge fee
Discharge fee$250

Click Loans is an online-only lender headquartered in Sydney. It is backed by some of Australia’s biggest financial and technology institutions, but prides itself on its ‘small business’ feel.

As an online-only lender, Click Loans has lower overheads, which it says results in lower rates and fees for its borrowers.

Click Loans Home Loan Calculator  
Interested in a Click Loans home loan? RateCity has a suite of calculators that can show you what your repayments would be and how Click Loans compares to its competitors. Simply plug in your borrowing amount below.

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