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Fixed Rate Home Loan 3 Years

Customise your mortgage repayments by entering your details:

I want to borrow

Loan Term

years

Repayment Frequency

Pros:
  • Extra low interest rate for refinancers
  • No ongoing fees
  • Suitable for low deposits
  • Repayments will not change during fixed period
Cons:
  • Limited extra repayments
  • Discharge fee at end of loan
  • Not available for self-employed borrowers
  • Repayments won't decrease if RBA cuts rates

Details & Fees

Maximum LVR
Maximum LVR
95%
Interest rate structure
Interest rate structure
Fixed - 3 years
Borrowing range
Borrowing range
$10k - $100mCalculate how much you can borrow »
Total repayments
Total repayments
$437,040View repayment schedule »
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
1 - 30 years
Offset account
Offset account
Partial offset account
Extra repayments
Extra repayments
Allowed with restrictions
Redraw facility
Redraw facility
Allows split interest
Allows split interest
Suitable For
Suitable ForOwner Occupiers
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsFortnightly, Monthly, Weekly
Estimated upfront fees
Estimated upfront fees
$800
Application fee
Application fee$600
Settlement fee
Settlement fee$200
Valuation fee
Valuation fee
$0
Legal fee
Legal fee
$0
Ongoing fee
Ongoing fee
$8 monthly
Discharge fee
Discharge fee$350
Maximum LVR
Maximum LVR
95%
Interest rate structure
Interest rate structure
Fixed - 3 years
Borrowing range
Borrowing range
$10k - $100mCalculate how much you can borrow »
Total repayments
Total repayments
$437,040View repayment schedule »
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
1 - 30 years
Offset account
Offset account
Partial offset account
Extra repayments
Extra repayments
Allowed with restrictions
Redraw facility
Redraw facility
Allows split interest
Allows split interest
Suitable For
Suitable ForOwner Occupiers
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsFortnightly, Monthly, Weekly
Estimated upfront fees
Estimated upfront fees
$800
Application fee
Application fee$600
Settlement fee
Settlement fee$200
Valuation fee
Valuation fee
$0
Legal fee
Legal fee
$0
Ongoing fee
Ongoing fee
$8 monthly
Discharge fee
Discharge fee$350

The Commonwealth Bank of Australia (CBA) is a multinational bank and one of Australia’s ‘Big Four’ banks. It was founded in 1912 as a government bank and today has more than 800,000 shareholders and 52,000 staff.

It offers customers a wide range of financial services including home loans, personal loans, savings and everyday banking accounts, credit cards, business banking, financial planning services, superannuation and advice, insurance services and investment tools. CBA has one of the widest branch and ATM networks in the country.

Commonwealth Bank Home Loan Calculator

Interested in a Commonwealth Bank home loan? RateCity has a suite of calculators that can show you what your repayments would be and how Commonwealth Bank compares to its competitors. Simply plug in your borrowing amount below.

Compare your product with the big 4 banks, or add more products to compare