Commonwealth Bank of Australia

The Commonwealth Bank of Australia (CBA) is a multinational bank and one of Australia’s ‘Big Four’ banks. It was founded in 1912 as a government bank and today has more than 800,000 shareholders and 52,000 staff.

It offers customers a wide range of financial services including home loans, personal loans, savings and everyday banking accounts, credit cards, business banking, financial planning services, superannuation and advice, insurance services and investment tools. CBA has one of the widest branch and ATM networks in the country.

Commonwealth Bank Home Loan Calculator

Interested in a Commonwealth Bank home loan? RateCity has a suite of calculators that can show you what your repayments would be and how Commonwealth Bank compares to its competitors. Simply plug in your borrowing amount below.

  • One of the largest banks in Australia gives you access to a large branch network and over 4000 ATMs Australia-wide.
  • Outstanding online banking portal and mobile banking options.
  • Package options available.
  • Wide variety of home loan products available.
  • Interest rates may be higher than the market average on some loans.
  • Most loans charge both significant upfront fees as well as ongoing monthly fees.
Commonwealth Bank customer service:

With Netbank one of the most well known online banking portals in the country, Commonwealth Bank makes banking with them fairly easy to do. They also offer:

  • Customer service centre (phone)
  • Mobile app
  • Online banking (Netbank)
  • Email
  • Live Chat
  • Large branch network Australia-wide
  • Dedicated home loan specialists

Commonwealth Bank Home Loan Calculator

Mortgage Balance

Monthly Repayment

Interest Rate


Remaining loan term:

26 years and 8 months

Savings over 10 years

Commonwealth Bank Home Loans

How to Apply

When applying for a Commonwealth Bank home loan, some of the below documentation may be required:

  • You will need to be 18 years old or over to apply for a home loan.
  • You will need to have identity docuemnts available.
  • You will need to prove your income and savings to the bank when you apply for your loan, so you’ll need documents like payslips, tax returns and credit card receipts.
Compare your product with the big 4 banks, or add more products to compare