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Honeymoon 12 month Introductory Fixed Rate Home Loan

Community First Credit Union

Advertised Rate3.99%

Variable

Comparison Rate4.69%
Monthly Repayment$1295

over 30 years

Minimum Deposit %5%
Pros
  • Extra low interest rate for refinances
  • 100% full offset account
  • Suitable for low deposits
  • Extra repayments + redraw services
  • Free redraw facility
  • Repayments will decrease if RBA cuts rates again
Cons
  • Not available for the first home buyers
  • Discharge fee at end of loan

Loan Profile

Maximum LVR
Maximum LVR95%
Loan Term
Loan Term5 - 30 years
Investors loans
Investors loans
First Home Buyer
First Home Buyer
Owner Occupied
Owner Occupied
Refinance
Refinance
Line of Credit
Line of Credit
Self-managed Super
Self-managed Super

Loan Fees

Estimated Up Front Fees
Estimated Up Front Fees$1160
Legal Fee
Legal Fee$390
Valuation Fee
Valuation Fee$270
Settlement Fee
Settlement Fee$0
Discharge Fee
Discharge Fee$300
Application Fee
Application Fee$500
Initial Ongoing Fee
Initial Ongoing Fee$0
Ongoing Fee
Ongoing Fee$0

Repayments & Redraws

Offset Account
Offset Account

100% offset account

Redraw Facility
Redraw FacilityRedraw fee: $0
Extra Repayments
Extra RepaymentsUnlimited extra repayments
Weekly Repayments
Weekly Repayments
Fortnightly Repayments
Fortnightly Repayments
Monthly Repayments
Monthly Repayments

More Information

Interest rate structure
Interest rate structureVariable
Interest only
Interest only
Loan allows split interest rate
Loan allows split interest rate
Principal and interest
Principal and interest

States Applicable

NSW
NSW
VIC
VIC
SA
SA
WA
WA
QLD
QLD
NT
NT
TAS
TAS
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