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Honeymoon Introductory Rate Home Loan (New Money Offer)

Community First Credit Union

Borrowing Amount

Borrow Amount

Loan term
Advertised rate3.49%Intro 12 months then 5.17%
Comparison rate*5.12%
Monthly repayment$1368
Minimum deposit %5%
Pros
  • No ongoing fees
  • 100% full offset account
  • Suitable for low deposits
  • Extra repayments + redraw services
Cons
  • Application fee charged
  • Discharge fee at end of loan
  • Legal fee charged
  • Not available for investment purposes

Loan Profile

Maximum LVR
Maximum LVR95%
Loan term
Loan term5 - 30 years
Borrowing range
Borrowing range$50k - $1mCalculate how much you can borrow »
Investors loans
Investors loans
First home buyer
First home buyer
Owner occupied
Owner occupied
Refinance
Refinance
Line of credit
Line of credit
Self-managed super
Self-managed super

Loan Fees

Estimated upfront fees
Estimated upfront fees$990
Legal fee
Legal fee$390
Valuation fee
Valuation fee$0
Settlement fee
Settlement fee$0
Discharge fee
Discharge fee$300
Application fee
Application fee$600
Ongoing fee
Ongoing fee$0

Repayments & Redraws

Total repayments
Total repayments$492,480
Offset account
Offset account100% offset account
Redraw facility
Redraw facilityRedraw fee: $15
Extra repayments
Extra repaymentsUnlimited extra repayments
Weekly repayments
Weekly repayments
Fortnightly repayments
Fortnightly repayments
Monthly repayments
Monthly repayments
View Repayment Schedule

More Information

Interest rate structure
Interest rate structureVariable
Interest only
Interest only
Allows split interest
Allows split interest
Principal & interest
Principal & interest
Other benefits
Other benefitsLegal Fees are charged at cost. Comparison rate calculation is based on legal fess of $390, but actual fees vary.
Other restrictions
Other restrictions
States Applicable
NSW
NSW
VIC
VIC
SA
SA
WA
WA
QLD
QLD
ACT
ACT
NT
NT
TAS
TAS
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