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Honeymoon Introductory Rate Home Loan (New Customer)

Community First Credit Union

Advertised Rate3.49%

Intro 12 months then 5.22%

Comparison Rate4.51%
Monthly Repayment$1268

over 30 years

Minimum Deposit %5%
Borrowing AmountI will pay back my loan in
Pros
  • Extra low interest rate
  • Extra low interest rate for new customers
  • 100% full offset account
  • Suitable for low deposits
Cons
  • Application fee charged
  • Discharge fee at end of loan
  • Legal fee charged
  • Valuation fee charged

Loan Profile

Maximum LVR
Maximum LVR95%
Loan Term
Loan Term5 - 30 years
Investors loans
Investors loans
First Home Buyer
First Home Buyer
Owner Occupied
Owner Occupied
Refinance
Refinance
Line of Credit
Line of Credit
Self-managed Super
Self-managed Super

Loan Fees

Estimated Up Front Fees
Estimated Up Front Fees$1160
Legal Fee
Legal Fee$390
Valuation Fee
Valuation Fee$270
Settlement Fee
Settlement Fee$0
Discharge Fee
Discharge Fee$300
Application Fee
Application Fee$500
Initial Ongoing Fee
Initial Ongoing Fee$0
Ongoing Fee
Ongoing Fee$0

Repayments & Redraws

Total Repayments
Total Repayments$456,480
Offset Account
Offset Account

100% offset account

Redraw Facility
Redraw Facility

Redraw fee: $0

Extra Repayments
Extra RepaymentsUnlimited extra repayments
Weekly Repayments
Weekly Repayments
Fortnightly Repayments
Fortnightly Repayments
Monthly Repayments
Monthly Repayments
View Repayment Schedule

More Information

Interest rate structure
Interest rate structureVariable
Interest only
Interest only
Loan allows split interest rate
Loan allows split interest rate
Principal and interest
Principal and interest

States Applicable

NSW
NSW
VIC
VIC
SA
SA
WA
WA
QLD
QLD
NT
NT
TAS
TAS
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