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Compare Home Loans

RateCity allows you to search, compare and apply from thousands of mortgages in Australia. By comparing home loans, you can find the lowest interest rates, fees, and repayments on loans of any amount and term. You can also compare different home loan types; according to whether you are borrowing to purchase an owner occupied property or an investment property, or whether you are looking for a fixed, variable or introductory rate loan. You can also compare mortgages by their Star Ratings, which are professionally compiled by CANSTAR CANNEX to deliver the best value products to Australians.

 

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Over 2,000 home loans can be compared including standard and basic variable, fixed and line of credit products, ranked by lowest cost.

CANSTAR CANNEX has done your homework by rating fixed, variable, residential and investment home loans that are the best value for money.

Our mortgage database includes loans from almost every major Australian lender. Search here for loans from your preferred institution.

If you are looking for other types of loans such as credit impaired, low-doc or reverse mortgages, search here.

Filter your search by comparing fixed rate home loans. Our mortgage database allows you to sort mortgages by interest rates, fixed period and loan purpose.

If you are only looking for a variable rate home loan than start here to only compare variable rate loans by lowest interest rates and features.

This is an information service. By browsing on the website and/or using our search tools, you are asking RateCity to provide you with information about home loans from multiple financial institutions. We will try to show you a range of products in response to your request for information. We are not a credit provider, and in giving you product information we are not making any suggestion or recommendation to you about a particular credit product. If you decide to apply for a home loan, you will deal directly with a financial institution, and not with RateCity.


Lowest Mortgage Rates - Variable Rate
CompanyProductRate %Go to Site
State Custodians
Standard Variable6.39Go to Site
Homestar Finance
SuperStar6.47Go to Site
Newcastle Permanent
Premium Plus Pkg <$500k6.49Go to Site
IMB
Budget Home Loan6.52Go to Site
RAMS Home Loans
EasyStart6.54Go to Site
If you are looking for the lowest variable rates in Australia, these are the top products right now.

5 Stars Mortgages - Variable Rate
CompanyProductRate %Go to Site
State Custodians
Standard Variable 6.39Go to Site
Newcastle Permanent
Premium Plus Pkg <$500k 6.49Go to Site
IMB
Budget Home Loan 6.52Go to Site
Holiday Coast CU
Home Sweet Home Ln$250k+ 6.75Go to Site
These loans have low rates and offer things like redraw facilities and the ability to make additional repayments