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Credit Union SA Home Loans

Credit Union SA is a South Australian Credit Union that was formed in  October 2009 from merging former credit unions ‘Satisfac’ and ‘Powerstate’. Both credit unions can trace their origins to the 1950s. The lender’s headquarters are based in Adelaide, with branches in metropolitan and regional South Australia. It boasts over 50,000 members and is South Australia’s third largest credit union.

Apart from home loans, Credit Union SA also provides customers with transaction and savings accounts, fixed term investments, personal loans, credit cards and insurance. They also make efforts to support local South Australians through their School Community Rewards program, which provides regular financial benefits to nominated schools. They also have a partnership with St John’s Youth Services, which provide support to at-risk young people.

Credit Union SA home loan calculator  
Interested in a Credit Union SA home loan? RateCity has a suite of calculators that can show you what your repayments would be and how Credit Union SA compares to its competitors. Simply plug in your borrowing amount below. 

Home Loans from Credit Union SA

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Pros
  • Variety of flexible home loan features available
  • Low minimum deposit requirement
  • Loan packages available
Cons
  • Branch access limited to SA
  • Some loans have application and/or annual fees
Customer Service

Home loan customers at Credit Union SA can contact their lender in multiple ways depending on their needs. Customers can visit a local branch based throughout metropolitan and regional South Australia. They can also contact Credit Union SA through their call centre, as well as use their online services such as contact forms, emails and live chat.  

  • Customer service centre (phone)
  • Mobile app
  • Online banking
  • Email
  • Branch
  • Mobile banking staff
Applying and Eligibility

Credit Union SA customers can apply for a home loan online or seek assistance from a customer service representative by phone, email or chat. Before applying for a home loan, it's advisable to think about how much money you could conceivably borrow given your financial situation and income. You will also need to provide documentation when applying for a home loan. This will include:

  • Personal identification material.
  • Proof of income and other earnings.
  • Proof and type of employment.
  • Details of current loans, debts and liabilities.
  • Personal insurance documents.
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