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Fixed Rate Home Loan 3 Years

Customise your mortgage repayments by entering your details:

I want to borrow

Loan Term

years

Repayment Frequency

Pros:
  • No ongoing fees
  • Suitable for low deposits
  • Extra repayments + redraw services
  • Free redraw facility
Cons:
  • Limited extra repayments
  • Not available for first home buyer
  • Discharge fee at end of loan
  • Not available for self-employed borrowers

Details & Fees

Maximum LVR
Maximum LVR
97%
Interest rate structure
Interest rate structure
Fixed - 3 years
Borrowing range
Borrowing range
$20k - $100mCalculate how much you can borrow »
Total repayments
Total repayments
$591,624View repayment schedule »
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
1 - 30 years
Offset account
Offset account
Extra repayments
Extra repayments
Allowed with restrictions
Redraw facility
Redraw facility
Redraw fee: $0
Allows split interest
Allows split interest
Suitable For
Suitable ForOwner Occupiers
Applicable States
Applicable StatesSA
Make Repayments
Make RepaymentsFortnightly, Monthly, Weekly
Estimated upfront fees
Estimated upfront fees
$750
Application fee
Application fee$600
Settlement fee
Settlement fee$150
Valuation fee
Valuation fee
$0
Legal fee
Legal fee
$0
Ongoing fee
Ongoing fee
$0
Discharge fee
Discharge fee$350
Maximum LVR
Maximum LVR
97%
Interest rate structure
Interest rate structure
Fixed - 3 years
Borrowing range
Borrowing range
$20k - $100mCalculate how much you can borrow »
Total repayments
Total repayments
$591,624View repayment schedule »
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
1 - 30 years
Offset account
Offset account
Extra repayments
Extra repayments
Allowed with restrictions
Redraw facility
Redraw facility
Redraw fee: $0
Allows split interest
Allows split interest
Suitable For
Suitable ForOwner Occupiers
Applicable States
Applicable StatesSA
Make Repayments
Make RepaymentsFortnightly, Monthly, Weekly
Estimated upfront fees
Estimated upfront fees
$750
Application fee
Application fee$600
Settlement fee
Settlement fee$150
Valuation fee
Valuation fee
$0
Legal fee
Legal fee
$0
Ongoing fee
Ongoing fee
$0
Discharge fee
Discharge fee$350

Credit Union SA is a South Australian Credit Union that was formed in  October 2009 from merging former credit unions ‘Satisfac’ and ‘Powerstate’. Both credit unions can trace their origins to the 1950s. The lender’s headquarters are based in Adelaide, with branches in metropolitan and regional South Australia. It boasts over 50,000 members and is South Australia’s third largest credit union.

Apart from home loans, Credit Union SA also provides customers with transaction and savings accounts, fixed term investments, personal loans, credit cards and insurance. They also make efforts to support local South Australians through their School Community Rewards program, which provides regular financial benefits to nominated schools. They also have a partnership with St John’s Youth Services, which provide support to at-risk young people.

Credit Union SA home loan calculator  
Interested in a Credit Union SA home loan? RateCity has a suite of calculators that can show you what your repayments would be and how Credit Union SA compares to its competitors. Simply plug in your borrowing amount below. 

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