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Standard Variable Home Loan (Principal and Interest)

Customise your mortgage repayments by entering your details:

I want to borrow

Loan Term

years

Repayment Frequency

Pros:
  • Extra low interest rate for refinancers
  • No ongoing fees
  • Suitable for low deposits
  • Parents can sign as guarantor
Cons:
  • Discharge fee at end of loan
  • Not available for self-employed borrowers
  • Repayments may increase if RBA raises rates

Details & Fees

Maximum LVR
Maximum LVR
95%
Interest rate structure
Interest rate structure
Variable
Borrowing range
Borrowing range
$50k - $2.5mCalculate how much you can borrow »
Total repayments
Total repayments
$579,312View repayment schedule »
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
5 - 30 years
Offset account
Offset account
Extra repayments
Extra repayments
Unlimited extra repayments
Redraw facility
Redraw facility
Redraw fee: $0
Allows split interest
Allows split interest
Suitable For
Suitable ForOwner Occupiers
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsFortnightly, Monthly, Weekly
Estimated upfront fees
Estimated upfront fees
$500
Application fee
Application fee$500
Settlement fee
Settlement fee$0
Valuation fee
Valuation fee
$0
Legal fee
Legal fee
$0
Ongoing fee
Ongoing fee
$0
Discharge fee
Discharge fee$300
Maximum LVR
Maximum LVR
95%
Interest rate structure
Interest rate structure
Variable
Borrowing range
Borrowing range
$50k - $2.5mCalculate how much you can borrow »
Total repayments
Total repayments
$579,312View repayment schedule »
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
5 - 30 years
Offset account
Offset account
Extra repayments
Extra repayments
Unlimited extra repayments
Redraw facility
Redraw facility
Redraw fee: $0
Allows split interest
Allows split interest
Suitable For
Suitable ForOwner Occupiers
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsFortnightly, Monthly, Weekly
Estimated upfront fees
Estimated upfront fees
$500
Application fee
Application fee$500
Settlement fee
Settlement fee$0
Valuation fee
Valuation fee
$0
Legal fee
Legal fee
$0
Ongoing fee
Ongoing fee
$0
Discharge fee
Discharge fee$300

Easy Street Financial Services is a division of Sydney’s largest community based credit union, Community First.

Easy Street Financial Services operates exclusively online and offers everything from savings accounts and credit cards to insurance and home loans. With no shareholders and reduced overheads Easy Street Financial Services can pass savings directly to its customer base. Easy Street Financial Services has over 75,000 active members and manages assets in excess of $700 million.

In 2008 Easy Street Financial Services won Money Magazine’s ‘Best of the Best Gold Award’ in the Cheapest Personal Loan (non bank) category.

Easy Street Financial Services Home Loan Calculator  
Interested in an Easy Street Financial Services home loan? RateCity has a suite of calculators that can show you what your repayments would be and how Easy Street Financial Services compares to its competitors. Simply plug in your borrowing amount below.

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