Firstmac is an Australian-owned lender founded in Queensland in the 1980s. It is the country’s largest non-bank mortgage lender.
Firstmac has over $7 billion in assets and has a head office in Brisbane, as well as offices in Sydney, Melbourne, the Gold Coast and Singapore. The lender offers products that include home and investment loans, term deposits, bonds, insurance and other financial services. It also specialises in mortgage-backed securities and operates a bond-based investment fund.
Firstmac Home Loan Calculator
Interested in a Firstmac home loan? RateCity has a suite of calculators that can show you what your repayments would be and how Firstmac compares to its competitors. Simply plug in your borrowing amount below.
- Flexible repayment options.
- Discounted rates for larger deposits.
- Competitive variable rates.
- No branch network.
- Limited loan options.
Home loan customers can contact Firstmac through a number of channels. The lender has a general Australian-based customer assistance phone line for any enquiries and can also be contacted via email, or via online chat on the Firstmac website. Customers can also visit staff in person at a Firstmac office.
- Customer service centre (phone)
- Mobile app
- Online banking
- Live Chat
Firstmac Home Loan Calculator
Cash Out Amount
Remaining loan term:
26 years and 8 months
Savings over 10 years
Savings Over Years
Estimated upfront fees
Go To Site
Savings Over Years$29kSavings over 10 years
Savings Over Years$26.6kSavings over 10 years
Advertised rate4.09%Fixed - 1 year
Savings Over Years$23kSavings over 10 years
Advertised rate4.28%Fixed - 2 years
Savings Over Years$18.4kSavings over 10 years
Advertised rate4.44%Fixed - 3 years
Savings Over Years$14.4kSavings over 10 years
Savings Over Years$21.8kSavings over 10 years
Firstmac Home Loans
Firstmac Vital Loan VariableRefinancer
Firstmac opens its doors to owner-occupiers and refinancers with its Vital 80 basic variable home loan with extra features that give you control over how you repay.
Firstmac Standard Variable Home Loan Variable
The Firstmac Standard Variable Home Loan is an all-purpose, basic loan designed to fit with a range of investors and owner-occupiers.
Firstmac VIP Loan InvestorVariableRefinancer
The Firstmac VIP Package is a group of variable and fixed rate loans available to both owner-occupiers and investors that can be packaged together across a property portfolio.
How to Apply
Firstmac provides potential customers with a number of options when applying for a home loan. These include an online application form at the Firstmac website, phone applications or in person at their office. Before applying for a home loan it is advisable to think about how much money you could conceivably borrow given your financial situation and income. You will also need to provide documentation when applying for a home loan. This will include:
- Personal identification documents.
- Proof of income and type of employment.
- Proof of other income and assets.
- Details of current debts, liabilities and assets.
- Personal insurance documents.