Holiday Coast Credit Union, or HCCU, is an Australian customer-owned credit union that was formed in NSW.
Holiday Coast has headquarters in Wauchope and branches throughout NSW. It offers a range of products, such as home and personal loans, savings accounts, insurance, credit cards and financial planning and investment services.
The credit union has won a number of awards, including Money magazine’s Personal Lender of the Year Award several times.
Holiday Coast Credit Union Home Loan Calculator
Interested in a Holiday Coast home loan? RateCity has a suite of calculators that can show you what your repayments would be and how Holiday Coast compares to its competitors. Simply plug in your borrowing amount below.
Holiday Coast Credit Union Keep it Simple Loan
The Holiday Coast Credit Union Keep it Simple Loan is a variable rate loan with a maximum loan term of 30 years that allows customers to borrow up to 95 per cent of their property value. Additional repayments are permitted and there is a redraw facility for those wanting to access these extra payments. Repayments can be made weekly, fortnightly and monthly as principal and interest or interest-only.View Home Loan Details
Holiday Coast Credit Union Fixed ‘n’ Easy Loan
The Holiday Coast Credit Union Fixed ‘n’ Easy Loan is a fixed rate loan available for a period of one, two, three or five years. Customers are charged a monthly fee, can make limited additional repayments without penalty and access these payments via a free redraw option. Interest-only payments are also permitted and repayments can be made weekly, fortnightly and monthly. The loan can be split between fixed and variable rates and can also be transferred to a new property via a portability feature.View Home Loan Details
Holiday Coast Credit Union Live Life Loan
The Holiday Coast Credit Union Live Life Loan is a variable rate line of credit loan that can be used to fund renovations, investments and other purchases. Homeowners are able to use the equity they own in their property as security against a line of credit and have the option of an offset account to reduce the interest owed on the loan. Additional repayments and redraws are also allowed and customers have the option of a combined credit card.View Home Loan Details
Holiday Coast Credit Union Home Sweet Home Loan
The Holiday Coast Credit Union Home Sweet Home Loan is a variable rate loan that lets homebuyers borrow up to 95 per cent of the value of their property. The loan charges an annual fee and customers have the ability to make additional repayments and use a free redraw facility to access these payments. There is also a 100 per cent offset account for customers wanting to use their savigns to reduce the interest paid on the loan. Other features include the option for repayment pauses, portability and make interest-only payments.View Home Loan Details
Home Loans from Holiday Coast Credit Union
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Advertised Rate4.29%Fixed - 2 years
Advertised Rate4.49%Fixed - 3 years
Advertised Rate4.19%Fixed - 1 year
Advertised Rate4.79%Fixed - 5 years
Advertised Rate4.94%Fixed - 5 years
Advertised Rate4.44%Fixed - 2 years
Advertised Rate4.64%Fixed - 3 years
Advertised Rate4.34%Fixed - 1 year