RateCity.com.au
Advertisement

Fixed 'n' Easy Home Loan 3 Years

Holiday Coast Credit Union

Borrowing Amount
Loan term
Advertised Rate4.89%Fixed - 3 years
Comparison Rate5.12%
Monthly Repayment$1360over 30 years
Minimum Deposit %5%
Pros
  • Suitable for low deposits
  • Extra repayments + redraw services
  • Free redraw facility
  • Repayments will not change during fixed period
Cons
  • Limited extra repayments
  • Application fee charged
  • Monthly fee charged
  • Discharge fee at end of loan

Loan Profile

Maximum LVR
Maximum LVR95%
Loan Term
Loan Term1 - 30 years
Investors loans
Investors loans
First Home Buyer
First Home Buyer
Owner Occupied
Owner Occupied
Refinance
Refinance
Line of Credit
Line of Credit
Self-managed Super
Self-managed Super

Loan Fees

Estimated Up Front Fees
Estimated Up Front Fees$830
Legal Fee
Legal Fee$0
Valuation Fee
Valuation Fee$250
Settlement Fee
Settlement Fee$180
Discharge Fee
Discharge Fee$195
Application Fee
Application Fee$400
Initial Ongoing Fee
Initial Ongoing Fee$0
Ongoing Fee
Ongoing Fee$8

Repayments & Redraws

View Repayment Schedule
Total Repayments
Total Repayments$489,600
Offset Account
Offset Account
Redraw Facility
Redraw FacilityRedraw fee: $0
Extra Repayments
Extra RepaymentsAllowed with restrictions
Weekly Repayments
Weekly Repayments
Fortnightly Repayments
Fortnightly Repayments
Monthly Repayments
Monthly Repayments

More Information

Interest rate structure
Interest rate structureFixed - 3 years
Interest only
Interest only
Loan allows split interest rate
Loan allows split interest rate
Principal and interest
Principal and interest

States Applicable

NSW
NSW
VIC
VIC
SA
SA
WA
WA
QLD
QLD
NT
NT
TAS
TAS
Advertisement