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Fixed 'n' Easy Home Loan 3 Years

Holiday Coast Credit Union

Borrowing Amount

Borrow Amount

Loan term
Advertised rate4.49%Fixed - 3 years then 5.19%
Comparison rate*4.83%
Monthly repayment$1265
Minimum deposit %5%
Pros
  • Suitable for low deposits
  • Extra repayments + redraw services
  • Free redraw facility
  • Repayments will not change during fixed period
Cons
  • Limited extra repayments
  • Application fee charged
  • Discharge fee at end of loan
  • Valuation fee charged

Loan Profile

Maximum LVR
Maximum LVR95%
Loan term
Loan term1 - 30 years
Borrowing range
Borrowing range$100k - $100mCalculate how much you can borrow »
Investors loans
Investors loans
First home buyer
First home buyer
Owner occupied
Owner occupied
Refinance
Refinance
Line of credit
Line of credit
Self-managed super
Self-managed super

Loan Fees

Estimated upfront fees
Estimated upfront fees$830
Legal fee
Legal fee$0
Valuation fee
Valuation fee$250
Settlement fee
Settlement fee$180
Discharge fee
Discharge fee$195
Application fee
Application fee$400
Ongoing fee
Ongoing fee$8 monthly

Repayments & Redraws

Total repayments
Total repayments$455,400
Offset account
Offset account
Redraw facility
Redraw facilityRedraw fee: $0
Extra repayments
Extra repaymentsAllowed with restrictions
Weekly repayments
Weekly repayments
Fortnightly repayments
Fortnightly repayments
Monthly repayments
Monthly repayments
View Repayment Schedule

More Information

Interest rate structure
Interest rate structureFixed - 3 years
Interest only
Interest only
Allows split interest
Allows split interest
Principal & interest
Principal & interest
Other benefits
Other benefits
Other restrictions
Other restrictions
States Applicable
NSW
NSW
VIC
VIC
SA
SA
WA
WA
QLD
QLD
ACT
ACT
NT
NT
TAS
TAS
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