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Live Life Home Loan

Customise your mortgage repayments by entering your details:

I want to borrow

Loan Term

years

Repayment Frequency

Pros:
  • No ongoing fees
  • 100% full offset account
  • Suitable for low deposits
  • Extra repayments + redraw services
Cons:
  • Discharge fee at end of loan
  • Not available for self-employed borrowers
  • Repayments may increase if RBA raises rates

Details & Fees

Maximum LVR
Maximum LVR
95%
Interest rate structure
Interest rate structure
Variable
Borrowing range
Borrowing range
$5k - $100mCalculate how much you can borrow »
Total repayments
Total repayments
$496,440View repayment schedule »
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
1 - 30 years
Offset account
Offset account
100% offset account
Extra repayments
Extra repayments
Unlimited extra repayments
Redraw facility
Redraw facility
Redraw fee: $0
Allows split interest
Allows split interest
Suitable For
Suitable ForOwner Occupiers
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsFortnightly, Monthly, Weekly
Estimated upfront fees
Estimated upfront fees
$830
Application fee
Application fee$400
Settlement fee
Settlement fee$180
Valuation fee
Valuation fee
$250
Legal fee
Legal fee
$0
Ongoing fee
Ongoing fee
$8 monthly
Discharge fee
Discharge fee$195
Maximum LVR
Maximum LVR
95%
Interest rate structure
Interest rate structure
Variable
Borrowing range
Borrowing range
$5k - $100mCalculate how much you can borrow »
Total repayments
Total repayments
$496,440View repayment schedule »
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
1 - 30 years
Offset account
Offset account
100% offset account
Extra repayments
Extra repayments
Unlimited extra repayments
Redraw facility
Redraw facility
Redraw fee: $0
Allows split interest
Allows split interest
Suitable For
Suitable ForOwner Occupiers
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsFortnightly, Monthly, Weekly
Estimated upfront fees
Estimated upfront fees
$830
Application fee
Application fee$400
Settlement fee
Settlement fee$180
Valuation fee
Valuation fee
$250
Legal fee
Legal fee
$0
Ongoing fee
Ongoing fee
$8 monthly
Discharge fee
Discharge fee$195

Holiday Coast Credit Union, or HCCU, is an Australian customer-owned credit union that was formed in NSW.

Holiday Coast has headquarters in Wauchope and branches throughout NSW. It offers a range of products, such as home and personal loans, savings accounts, insurance, credit cards and financial planning and investment services.

The credit union has won a number of awards, including Money magazine’s Personal Lender of the Year Award several times.

Holiday Coast Credit Union Home Loan Calculator  
Interested in a Holiday Coast home loan? RateCity has a suite of calculators that can show you what your repayments would be and how Holiday Coast compares to its competitors. Simply plug in your borrowing amount below.

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