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Horizon Credit Union Home Loans

Horizon Credit Union is an Australian member-owned credit union and was founded in 1964 as the Illawarra County Council Staff Credit Union. It was renamed the Horizon Credit Union in 1995 following the takeover of the Shoalhaven City Employees’ Credit Union.

Horizon is based in Wollongong, with branches throughout the Illawarra and Shoalhaven regions of NSW. It offers financial products such as home and personal loans, credit cards, insurance, foreign money services and financial planning services and share trading.

The credit union has won a number of awards, including Money magazine’s Personal Lender of the Year in 2012 and 2013.

Horizon Credit Union Home Loan Calculator  
Interested in a Horizon home loan? RateCity has a suite of calculators that can show you what your repayments would be and how Horizon compares to its competitors. Simply plug in your borrowing amount below.

Horizon Credit Union may work for you if you're looking for:
  • Suitable for small deposits.
  • Discounted rates offered.
  • Package and specialised loans available.
  • Flexible repayment features.
Horizon Credit Union may not work for you if you're looking for:
  • High standard variable rate.
  • Interest-only options are limited.
Horizon Credit Union customer service:

Home loan customers can contact Horizon Credit Union in person at a local branch or using an online enquiry form. Customers can also phone the bank on a general customer line or email.

  • Customer service centre (phone)
  • Online banking
  • Email
  • Branch

Horizon Credit Union Home Loan Calculator

Mortgage Balance

Monthly Repayment

Interest Rate

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Remaining loan term:

26 years and 8 months

Savings over 10 years

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Horizon Credit Union Home Loans

How to Apply

Horizon Credit Union gives customers a number of methods when applying for a home loan. There is an online application form on the Horizon website and customers can apply, or make a home loan enquiry via phone or email. Customers can also apply in person at a local branch. Before applying for a home loan it is advisable to think about how much money you could conceivably borrow given your financial situation and income. You will also need to provide documentation when applying for a home loan. This will include:

  • Proof of personal identification.
  • Proof of employment.
  • Proof of income, assets and earnings.
  • Details of current debts, loans and liabilities.
  • Personal insurance documents.
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