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Standard Variable Rate Investment Loan (Principal and Interest)

Customise your mortgage repayments by entering your details:

I want to borrow

Loan Term

years

Repayment Frequency

Pros:
  • No ongoing fees
  • 100% full offset account
  • Parents can sign as guarantor
  • Comes with a credit card
Cons:
  • Discharge fee at end of loan
  • Not available for self-employed borrowers
  • Repayments may increase if RBA raises rates

Details & Fees

Maximum LVR
Maximum LVR
90%
Interest rate structure
Interest rate structure
Variable
Borrowing range
Borrowing range
$50k - $7.5mCalculate how much you can borrow »
Total repayments
Total repayments
$531,000View repayment schedule »
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
1 - 30 years
Offset account
Offset account
100% offset account
Extra repayments
Extra repayments
Unlimited extra repayments
Redraw facility
Redraw facility
Allows split interest
Allows split interest
Suitable For
Suitable ForInvestors
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsFortnightly, Monthly, Weekly
Estimated upfront fees
Estimated upfront fees
$965
Application fee
Application fee$600
Settlement fee
Settlement fee$150
Valuation fee
Valuation fee
$215
Legal fee
Legal fee
$0
Ongoing fee
Ongoing fee
$0
Discharge fee
Discharge fee$300
Maximum LVR
Maximum LVR
90%
Interest rate structure
Interest rate structure
Variable
Borrowing range
Borrowing range
$50k - $7.5mCalculate how much you can borrow »
Total repayments
Total repayments
$531,000View repayment schedule »
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
1 - 30 years
Offset account
Offset account
100% offset account
Extra repayments
Extra repayments
Unlimited extra repayments
Redraw facility
Redraw facility
Allows split interest
Allows split interest
Suitable For
Suitable ForInvestors
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsFortnightly, Monthly, Weekly
Estimated upfront fees
Estimated upfront fees
$965
Application fee
Application fee$600
Settlement fee
Settlement fee$150
Valuation fee
Valuation fee
$215
Legal fee
Legal fee
$0
Ongoing fee
Ongoing fee
$0
Discharge fee
Discharge fee$300
Other Restrictions
New Investment Loans restricted to existing HSBC customers

With more than 47 million global customers and offices in over 70 countries, HSBC is one of the world’s largest banks. Since 1965, HSBC has been providing Australians with access to a large range of financial products and services like home loans, retail and commercial banking, financial planning, trade finance, payments and cash management.

Across Australia, HSBC services its customers through a national branch network offering the support you’d expect from a big bank. HSBC home loans have won numerous awards and offer their customers value for money mortgages and a range of complementary financial products and services.

HSBC Home Loan Calculator  
Interested in a HSBC home loan? RateCity has a suite of calculators that can show you what your repayments would be and how HSBC compares to its competitors. Simply plug in your borrowing amount below.

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