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Budget Home Loan Special (Principal and Interest) (LVR < 90%) from IMB Bank

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$150,000
Advertised rate
3.73%Variable
Loan term
over 30 years
Repayment Frequency
Monthly
Monthly repayment
$693
Number of Repayments
360
Total Interest Paid
$99,480
Total repayments
$249,480
DatePrincipleInterestPaymentBalance
1Nov 2017$226.72$466.25$692.97$149,773.28
2Dec 2017$227.42$465.55$692.97$149,545.86
2017 Total$454.14$931.8$1,385.94
3Jan 2018$228.13$464.84$692.97$149,317.73
4Feb 2018$228.84$464.13$692.97$149,088.89
5Mar 2018$229.55$463.42$692.97$148,859.34
6Apr 2018$230.27$462.70$692.97$148,629.07
7May 2018$230.98$461.99$692.97$148,398.09
8Jun 2018$231.70$461.27$692.97$148,166.39
9Jul 2018$232.42$460.55$692.97$147,933.97
10Aug 2018$233.14$459.83$692.97$147,700.83
11Sep 2018$233.87$459.10$692.97$147,466.96
12Oct 2018$234.59$458.38$692.97$147,232.37
13Nov 2018$235.32$457.65$692.97$146,997.05
14Dec 2018$236.05$456.92$692.97$146,761.00
2018 Total$2,784.86$5,530.78$8,315.64
15Jan 2019$236.79$456.18$692.97$146,524.21
16Feb 2019$237.52$455.45$692.97$146,286.69
17Mar 2019$238.26$454.71$692.97$146,048.43
18Apr 2019$239.00$453.97$692.97$145,809.43
19May 2019$239.75$453.22$692.97$145,569.68
20Jun 2019$240.49$452.48$692.97$145,329.19
21Jul 2019$241.24$451.73$692.97$145,087.95
22Aug 2019$241.99$450.98$692.97$144,845.96
23Sep 2019$242.74$450.23$692.97$144,603.22
24Oct 2019$243.49$449.48$692.97$144,359.73
25Nov 2019$244.25$448.72$692.97$144,115.48
26Dec 2019$245.01$447.96$692.97$143,870.47
2019 Total$2,890.53$5,425.11$8,315.64
27Jan 2020$245.77$447.20$692.97$143,624.70
28Feb 2020$246.54$446.43$692.97$143,378.16
29Mar 2020$247.30$445.67$692.97$143,130.86
30Apr 2020$248.07$444.90$692.97$142,882.79
31May 2020$248.84$444.13$692.97$142,633.95
32Jun 2020$249.62$443.35$692.97$142,384.33
33Jul 2020$250.39$442.58$692.97$142,133.94
34Aug 2020$251.17$441.80$692.97$141,882.77
35Sep 2020$251.95$441.02$692.97$141,630.82
36Oct 2020$252.73$440.24$692.97$141,378.09
37Nov 2020$253.52$439.45$692.97$141,124.57
38Dec 2020$254.31$438.66$692.97$140,870.26
2020 Total$3,000.21$5,315.43$8,315.64
39Jan 2021$255.10$437.87$692.97$140,615.16
40Feb 2021$255.89$437.08$692.97$140,359.27
41Mar 2021$256.69$436.28$692.97$140,102.58
42Apr 2021$257.48$435.49$692.97$139,845.10
43May 2021$258.28$434.69$692.97$139,586.82
44Jun 2021$259.09$433.88$692.97$139,327.73
45Jul 2021$259.89$433.08$692.97$139,067.84
46Aug 2021$260.70$432.27$692.97$138,807.14
47Sep 2021$261.51$431.46$692.97$138,545.63
48Oct 2021$262.32$430.65$692.97$138,283.31
49Nov 2021$263.14$429.83$692.97$138,020.17
50Dec 2021$263.96$429.01$692.97$137,756.21
2021 Total$3,114.05$5,201.59$8,315.64
51Jan 2022$264.78$428.19$692.97$137,491.43
52Feb 2022$265.60$427.37$692.97$137,225.83
53Mar 2022$266.43$426.54$692.97$136,959.40
54Apr 2022$267.25$425.72$692.97$136,692.15
55May 2022$268.09$424.88$692.97$136,424.06
56Jun 2022$268.92$424.05$692.97$136,155.14
57Jul 2022$269.75$423.22$692.97$135,885.39
58Aug 2022$270.59$422.38$692.97$135,614.80
59Sep 2022$271.43$421.54$692.97$135,343.37
60Oct 2022$272.28$420.69$692.97$135,071.09
61Nov 2022$273.12$419.85$692.97$134,797.97
62Dec 2022$273.97$419.00$692.97$134,524.00
2022 Total$3,232.21$5,083.43$8,315.64
63Jan 2023$274.82$418.15$692.97$134,249.18
64Feb 2023$275.68$417.29$692.97$133,973.50
65Mar 2023$276.54$416.43$692.97$133,696.96
66Apr 2023$277.40$415.57$692.97$133,419.56
67May 2023$278.26$414.71$692.97$133,141.30
68Jun 2023$279.12$413.85$692.97$132,862.18
69Jul 2023$279.99$412.98$692.97$132,582.19
70Aug 2023$280.86$412.11$692.97$132,301.33
71Sep 2023$281.73$411.24$692.97$132,019.60
72Oct 2023$282.61$410.36$692.97$131,736.99
73Nov 2023$283.49$409.48$692.97$131,453.50
74Dec 2023$284.37$408.60$692.97$131,169.13
2023 Total$3,354.87$4,960.77$8,315.64
75Jan 2024$285.25$407.72$692.97$130,883.88
76Feb 2024$286.14$406.83$692.97$130,597.74
77Mar 2024$287.03$405.94$692.97$130,310.71
78Apr 2024$287.92$405.05$692.97$130,022.79
79May 2024$288.82$404.15$692.97$129,733.97
80Jun 2024$289.71$403.26$692.97$129,444.26
81Jul 2024$290.61$402.36$692.97$129,153.65
82Aug 2024$291.52$401.45$692.97$128,862.13
83Sep 2024$292.42$400.55$692.97$128,569.71
84Oct 2024$293.33$399.64$692.97$128,276.38
85Nov 2024$294.24$398.73$692.97$127,982.14
86Dec 2024$295.16$397.81$692.97$127,686.98
2024 Total$3,482.15$4,833.49$8,315.64
87Jan 2025$296.08$396.89$692.97$127,390.90
88Feb 2025$297.00$395.97$692.97$127,093.90
89Mar 2025$297.92$395.05$692.97$126,795.98
90Apr 2025$298.85$394.12$692.97$126,497.13
91May 2025$299.77$393.20$692.97$126,197.36
92Jun 2025$300.71$392.26$692.97$125,896.65
93Jul 2025$301.64$391.33$692.97$125,595.01
94Aug 2025$302.58$390.39$692.97$125,292.43
95Sep 2025$303.52$389.45$692.97$124,988.91
96Oct 2025$304.46$388.51$692.97$124,684.45
97Nov 2025$305.41$387.56$692.97$124,379.04
98Dec 2025$306.36$386.61$692.97$124,072.68
2025 Total$3,614.3$4,701.34$8,315.64
99Jan 2026$307.31$385.66$692.97$123,765.37
100Feb 2026$308.27$384.70$692.97$123,457.10
101Mar 2026$309.22$383.75$692.97$123,147.88
102Apr 2026$310.19$382.78$692.97$122,837.69
103May 2026$311.15$381.82$692.97$122,526.54
104Jun 2026$312.12$380.85$692.97$122,214.42
105Jul 2026$313.09$379.88$692.97$121,901.33
106Aug 2026$314.06$378.91$692.97$121,587.27
107Sep 2026$315.04$377.93$692.97$121,272.23
108Oct 2026$316.02$376.95$692.97$120,956.21
109Nov 2026$317.00$375.97$692.97$120,639.21
110Dec 2026$317.98$374.99$692.97$120,321.23
2026 Total$3,751.45$4,564.19$8,315.64
111Jan 2027$318.97$374.00$692.97$120,002.26
112Feb 2027$319.96$373.01$692.97$119,682.30
113Mar 2027$320.96$372.01$692.97$119,361.34
114Apr 2027$321.96$371.01$692.97$119,039.38
115May 2027$322.96$370.01$692.97$118,716.42
116Jun 2027$323.96$369.01$692.97$118,392.46
117Jul 2027$324.97$368.00$692.97$118,067.49
118Aug 2027$325.98$366.99$692.97$117,741.51
119Sep 2027$326.99$365.98$692.97$117,414.52
120Oct 2027$328.01$364.96$692.97$117,086.51
121Nov 2027$329.03$363.94$692.97$116,757.48
122Dec 2027$330.05$362.92$692.97$116,427.43
2027 Total$3,893.8$4,421.84$8,315.64
123Jan 2028$331.07$361.90$692.97$116,096.36
124Feb 2028$332.10$360.87$692.97$115,764.26
125Mar 2028$333.14$359.83$692.97$115,431.12
126Apr 2028$334.17$358.80$692.97$115,096.95
127May 2028$335.21$357.76$692.97$114,761.74
128Jun 2028$336.25$356.72$692.97$114,425.49
129Jul 2028$337.30$355.67$692.97$114,088.19
130Aug 2028$338.35$354.62$692.97$113,749.84
131Sep 2028$339.40$353.57$692.97$113,410.44
132Oct 2028$340.45$352.52$692.97$113,069.99
133Nov 2028$341.51$351.46$692.97$112,728.48
134Dec 2028$342.57$350.40$692.97$112,385.91
2028 Total$4,041.52$4,274.12$8,315.64
135Jan 2029$343.64$349.33$692.97$112,042.27
136Feb 2029$344.71$348.26$692.97$111,697.56
137Mar 2029$345.78$347.19$692.97$111,351.78
138Apr 2029$346.85$346.12$692.97$111,004.93
139May 2029$347.93$345.04$692.97$110,657.00
140Jun 2029$349.01$343.96$692.97$110,307.99
141Jul 2029$350.10$342.87$692.97$109,957.89
142Aug 2029$351.18$341.79$692.97$109,606.71
143Sep 2029$352.28$340.69$692.97$109,254.43
144Oct 2029$353.37$339.60$692.97$108,901.06
145Nov 2029$354.47$338.50$692.97$108,546.59
146Dec 2029$355.57$337.40$692.97$108,191.02
2029 Total$4,194.89$4,120.75$8,315.64
147Jan 2030$356.68$336.29$692.97$107,834.34
148Feb 2030$357.78$335.19$692.97$107,476.56
149Mar 2030$358.90$334.07$692.97$107,117.66
150Apr 2030$360.01$332.96$692.97$106,757.65
151May 2030$361.13$331.84$692.97$106,396.52
152Jun 2030$362.25$330.72$692.97$106,034.27
153Jul 2030$363.38$329.59$692.97$105,670.89
154Aug 2030$364.51$328.46$692.97$105,306.38
155Sep 2030$365.64$327.33$692.97$104,940.74
156Oct 2030$366.78$326.19$692.97$104,573.96
157Nov 2030$367.92$325.05$692.97$104,206.04
158Dec 2030$369.06$323.91$692.97$103,836.98
2030 Total$4,354.04$3,961.6$8,315.64
159Jan 2031$370.21$322.76$692.97$103,466.77
160Feb 2031$371.36$321.61$692.97$103,095.41
161Mar 2031$372.52$320.45$692.97$102,722.89
162Apr 2031$373.67$319.30$692.97$102,349.22
163May 2031$374.83$318.14$692.97$101,974.39
164Jun 2031$376.00$316.97$692.97$101,598.39
165Jul 2031$377.17$315.80$692.97$101,221.22
166Aug 2031$378.34$314.63$692.97$100,842.88
167Sep 2031$379.52$313.45$692.97$100,463.36
168Oct 2031$380.70$312.27$692.97$100,082.66
169Nov 2031$381.88$311.09$692.97$99,700.78
170Dec 2031$383.07$309.90$692.97$99,317.71
2031 Total$4,519.27$3,796.37$8,315.64
171Jan 2032$384.26$308.71$692.97$98,933.45
172Feb 2032$385.45$307.52$692.97$98,548.00
173Mar 2032$386.65$306.32$692.97$98,161.35
174Apr 2032$387.85$305.12$692.97$97,773.50
175May 2032$389.06$303.91$692.97$97,384.44
176Jun 2032$390.27$302.70$692.97$96,994.17
177Jul 2032$391.48$301.49$692.97$96,602.69
178Aug 2032$392.70$300.27$692.97$96,209.99
179Sep 2032$393.92$299.05$692.97$95,816.07
180Oct 2032$395.14$297.83$692.97$95,420.93
181Nov 2032$396.37$296.60$692.97$95,024.56
182Dec 2032$397.60$295.37$692.97$94,626.96
2032 Total$4,690.75$3,624.89$8,315.64
183Jan 2033$398.84$294.13$692.97$94,228.12
184Feb 2033$400.08$292.89$692.97$93,828.04
185Mar 2033$401.32$291.65$692.97$93,426.72
186Apr 2033$402.57$290.40$692.97$93,024.15
187May 2033$403.82$289.15$692.97$92,620.33
188Jun 2033$405.08$287.89$692.97$92,215.25
189Jul 2033$406.33$286.64$692.97$91,808.92
190Aug 2033$407.60$285.37$692.97$91,401.32
191Sep 2033$408.86$284.11$692.97$90,992.46
192Oct 2033$410.14$282.83$692.97$90,582.32
193Nov 2033$411.41$281.56$692.97$90,170.91
194Dec 2033$412.69$280.28$692.97$89,758.22
2033 Total$4,868.74$3,446.9$8,315.64
195Jan 2034$413.97$279.00$692.97$89,344.25
196Feb 2034$415.26$277.71$692.97$88,928.99
197Mar 2034$416.55$276.42$692.97$88,512.44
198Apr 2034$417.84$275.13$692.97$88,094.60
199May 2034$419.14$273.83$692.97$87,675.46
200Jun 2034$420.45$272.52$692.97$87,255.01
201Jul 2034$421.75$271.22$692.97$86,833.26
202Aug 2034$423.06$269.91$692.97$86,410.20
203Sep 2034$424.38$268.59$692.97$85,985.82
204Oct 2034$425.70$267.27$692.97$85,560.12
205Nov 2034$427.02$265.95$692.97$85,133.10
206Dec 2034$428.35$264.62$692.97$84,704.75
2034 Total$5,053.47$3,262.17$8,315.64
207Jan 2035$429.68$263.29$692.97$84,275.07
208Feb 2035$431.01$261.96$692.97$83,844.06
209Mar 2035$432.35$260.62$692.97$83,411.71
210Apr 2035$433.70$259.27$692.97$82,978.01
211May 2035$435.05$257.92$692.97$82,542.96
212Jun 2035$436.40$256.57$692.97$82,106.56
213Jul 2035$437.76$255.21$692.97$81,668.80
214Aug 2035$439.12$253.85$692.97$81,229.68
215Sep 2035$440.48$252.49$692.97$80,789.20
216Oct 2035$441.85$251.12$692.97$80,347.35
217Nov 2035$443.22$249.75$692.97$79,904.13
218Dec 2035$444.60$248.37$692.97$79,459.53
2035 Total$5,245.22$3,070.42$8,315.64
219Jan 2036$445.98$246.99$692.97$79,013.55
220Feb 2036$447.37$245.60$692.97$78,566.18
221Mar 2036$448.76$244.21$692.97$78,117.42
222Apr 2036$450.16$242.81$692.97$77,667.26
223May 2036$451.55$241.42$692.97$77,215.71
224Jun 2036$452.96$240.01$692.97$76,762.75
225Jul 2036$454.37$238.60$692.97$76,308.38
226Aug 2036$455.78$237.19$692.97$75,852.60
227Sep 2036$457.19$235.78$692.97$75,395.41
228Oct 2036$458.62$234.35$692.97$74,936.79
229Nov 2036$460.04$232.93$692.97$74,476.75
230Dec 2036$461.47$231.50$692.97$74,015.28
2036 Total$5,444.25$2,871.39$8,315.64
231Jan 2037$462.91$230.06$692.97$73,552.37
232Feb 2037$464.34$228.63$692.97$73,088.03
233Mar 2037$465.79$227.18$692.97$72,622.24
234Apr 2037$467.24$225.73$692.97$72,155.00
235May 2037$468.69$224.28$692.97$71,686.31
236Jun 2037$470.15$222.82$692.97$71,216.16
237Jul 2037$471.61$221.36$692.97$70,744.55
238Aug 2037$473.07$219.90$692.97$70,271.48
239Sep 2037$474.54$218.43$692.97$69,796.94
240Oct 2037$476.02$216.95$692.97$69,320.92
241Nov 2037$477.50$215.47$692.97$68,843.42
242Dec 2037$478.98$213.99$692.97$68,364.44
2037 Total$5,650.84$2,664.8$8,315.64
243Jan 2038$480.47$212.50$692.97$67,883.97
244Feb 2038$481.96$211.01$692.97$67,402.01
245Mar 2038$483.46$209.51$692.97$66,918.55
246Apr 2038$484.96$208.01$692.97$66,433.59
247May 2038$486.47$206.50$692.97$65,947.12
248Jun 2038$487.98$204.99$692.97$65,459.14
249Jul 2038$489.50$203.47$692.97$64,969.64
250Aug 2038$491.02$201.95$692.97$64,478.62
251Sep 2038$492.55$200.42$692.97$63,986.07
252Oct 2038$494.08$198.89$692.97$63,491.99
253Nov 2038$495.62$197.35$692.97$62,996.37
254Dec 2038$497.16$195.81$692.97$62,499.21
2038 Total$5,865.23$2,450.41$8,315.64
255Jan 2039$498.70$194.27$692.97$62,000.51
256Feb 2039$500.25$192.72$692.97$61,500.26
257Mar 2039$501.81$191.16$692.97$60,998.45
258Apr 2039$503.37$189.60$692.97$60,495.08
259May 2039$504.93$188.04$692.97$59,990.15
260Jun 2039$506.50$186.47$692.97$59,483.65
261Jul 2039$508.07$184.90$692.97$58,975.58
262Aug 2039$509.65$183.32$692.97$58,465.93
263Sep 2039$511.24$181.73$692.97$57,954.69
264Oct 2039$512.83$180.14$692.97$57,441.86
265Nov 2039$514.42$178.55$692.97$56,927.44
266Dec 2039$516.02$176.95$692.97$56,411.42
2039 Total$6,087.79$2,227.85$8,315.64
267Jan 2040$517.62$175.35$692.97$55,893.80
268Feb 2040$519.23$173.74$692.97$55,374.57
269Mar 2040$520.85$172.12$692.97$54,853.72
270Apr 2040$522.47$170.50$692.97$54,331.25
271May 2040$524.09$168.88$692.97$53,807.16
272Jun 2040$525.72$167.25$692.97$53,281.44
273Jul 2040$527.35$165.62$692.97$52,754.09
274Aug 2040$528.99$163.98$692.97$52,225.10
275Sep 2040$530.64$162.33$692.97$51,694.46
276Oct 2040$532.29$160.68$692.97$51,162.17
277Nov 2040$533.94$159.03$692.97$50,628.23
278Dec 2040$535.60$157.37$692.97$50,092.63
2040 Total$6,318.79$1,996.85$8,315.64
279Jan 2041$537.27$155.70$692.97$49,555.36
280Feb 2041$538.94$154.03$692.97$49,016.42
281Mar 2041$540.61$152.36$692.97$48,475.81
282Apr 2041$542.29$150.68$692.97$47,933.52
283May 2041$543.98$148.99$692.97$47,389.54
284Jun 2041$545.67$147.30$692.97$46,843.87
285Jul 2041$547.36$145.61$692.97$46,296.51
286Aug 2041$549.07$143.90$692.97$45,747.44
287Sep 2041$550.77$142.20$692.97$45,196.67
288Oct 2041$552.48$140.49$692.97$44,644.19
289Nov 2041$554.20$138.77$692.97$44,089.99
290Dec 2041$555.92$137.05$692.97$43,534.07
2041 Total$6,558.56$1,757.08$8,315.64
291Jan 2042$557.65$135.32$692.97$42,976.42
292Feb 2042$559.38$133.59$692.97$42,417.04
293Mar 2042$561.12$131.85$692.97$41,855.92
294Apr 2042$562.87$130.10$692.97$41,293.05
295May 2042$564.62$128.35$692.97$40,728.43
296Jun 2042$566.37$126.60$692.97$40,162.06
297Jul 2042$568.13$124.84$692.97$39,593.93
298Aug 2042$569.90$123.07$692.97$39,024.03
299Sep 2042$571.67$121.30$692.97$38,452.36
300Oct 2042$573.45$119.52$692.97$37,878.91
301Nov 2042$575.23$117.74$692.97$37,303.68
302Dec 2042$577.02$115.95$692.97$36,726.66
2042 Total$6,807.41$1,508.23$8,315.64
303Jan 2043$578.81$114.16$692.97$36,147.85
304Feb 2043$580.61$112.36$692.97$35,567.24
305Mar 2043$582.42$110.55$692.97$34,984.82
306Apr 2043$584.23$108.74$692.97$34,400.59
307May 2043$586.04$106.93$692.97$33,814.55
308Jun 2043$587.86$105.11$692.97$33,226.69
309Jul 2043$589.69$103.28$692.97$32,637.00
310Aug 2043$591.52$101.45$692.97$32,045.48
311Sep 2043$593.36$99.61$692.97$31,452.12
312Oct 2043$595.21$97.76$692.97$30,856.91
313Nov 2043$597.06$95.91$692.97$30,259.85
314Dec 2043$598.91$94.06$692.97$29,660.94
2043 Total$7,065.72$1,249.92$8,315.64
315Jan 2044$600.77$92.20$692.97$29,060.17
316Feb 2044$602.64$90.33$692.97$28,457.53
317Mar 2044$604.51$88.46$692.97$27,853.02
318Apr 2044$606.39$86.58$692.97$27,246.63
319May 2044$608.28$84.69$692.97$26,638.35
320Jun 2044$610.17$82.80$692.97$26,028.18
321Jul 2044$612.07$80.90$692.97$25,416.11
322Aug 2044$613.97$79.00$692.97$24,802.14
323Sep 2044$615.88$77.09$692.97$24,186.26
324Oct 2044$617.79$75.18$692.97$23,568.47
325Nov 2044$619.71$73.26$692.97$22,948.76
326Dec 2044$621.64$71.33$692.97$22,327.12
2044 Total$7,333.82$981.82$8,315.64
327Jan 2045$623.57$69.40$692.97$21,703.55
328Feb 2045$625.51$67.46$692.97$21,078.04
329Mar 2045$627.45$65.52$692.97$20,450.59
330Apr 2045$629.40$63.57$692.97$19,821.19
331May 2045$631.36$61.61$692.97$19,189.83
332Jun 2045$633.32$59.65$692.97$18,556.51
333Jul 2045$635.29$57.68$692.97$17,921.22
334Aug 2045$637.26$55.71$692.97$17,283.96
335Sep 2045$639.25$53.72$692.97$16,644.71
336Oct 2045$641.23$51.74$692.97$16,003.48
337Nov 2045$643.23$49.74$692.97$15,360.25
338Dec 2045$645.23$47.74$692.97$14,715.02
2045 Total$7,612.1$703.54$8,315.64
339Jan 2046$647.23$45.74$692.97$14,067.79
340Feb 2046$649.24$43.73$692.97$13,418.55
341Mar 2046$651.26$41.71$692.97$12,767.29
342Apr 2046$653.29$39.68$692.97$12,114.00
343May 2046$655.32$37.65$692.97$11,458.68
344Jun 2046$657.35$35.62$692.97$10,801.33
345Jul 2046$659.40$33.57$692.97$10,141.93
346Aug 2046$661.45$31.52$692.97$9,480.48
347Sep 2046$663.50$29.47$692.97$8,816.98
348Oct 2046$665.56$27.41$692.97$8,151.42
349Nov 2046$667.63$25.34$692.97$7,483.79
350Dec 2046$669.71$23.26$692.97$6,814.08
2046 Total$7,900.94$414.7$8,315.64
351Jan 2047$671.79$21.18$692.97$6,142.29
352Feb 2047$673.88$19.09$692.97$5,468.41
353Mar 2047$675.97$17.00$692.97$4,792.44
354Apr 2047$678.07$14.90$692.97$4,114.37
355May 2047$680.18$12.79$692.97$3,434.19
356Jun 2047$682.30$10.67$692.97$2,751.89
357Jul 2047$684.42$8.55$692.97$2,067.47
358Aug 2047$686.54$6.43$692.97$1,380.93
359Sep 2047$688.68$4.29$692.97$692.25
360Oct 2047$690.82$2.15$692.97$1.43
2047 Total$6,812.65$117.05$6,929.7
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