RateCity.com.au
Advertisement

Elite Home Loan (Principal and Interest) (LVR 70%-80%)

Customise your mortgage repayments by entering your details:

I want to borrow

Loan Term

years

Repayment Frequency

Pros:
  • Extra low interest rate for refinancers
  • No ongoing fees
  • 100% full offset account
  • Extra repayments + redraw services
Cons:
  • Discharge fee at end of loan
  • Not available for self-employed borrowers
  • Repayments may increase if RBA raises rates

Details & Fees

Maximum LVR
Maximum LVR
80%
Interest rate structure
Interest rate structure
Variable
Borrowing range
Borrowing range
$0 - $100mCalculate how much you can borrow »
Total repayments
Total repayments
$552,744View repayment schedule »
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
5 - 30 years
Offset account
Offset account
100% offset account
Extra repayments
Extra repayments
Unlimited extra repayments
Redraw facility
Redraw facility
Redraw fee: $0
Allows split interest
Allows split interest
Suitable For
Suitable ForOwner Occupiers
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsFortnightly, Monthly
Estimated upfront fees
Estimated upfront fees
$363
Application fee
Application fee$0
Settlement fee
Settlement fee$363
Valuation fee
Valuation fee
$0
Legal fee
Legal fee
$0
Ongoing fee
Ongoing fee
$0
Discharge fee
Discharge fee$400
Maximum LVR
Maximum LVR
80%
Interest rate structure
Interest rate structure
Variable
Borrowing range
Borrowing range
$0 - $100mCalculate how much you can borrow »
Total repayments
Total repayments
$552,744View repayment schedule »
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
5 - 30 years
Offset account
Offset account
100% offset account
Extra repayments
Extra repayments
Unlimited extra repayments
Redraw facility
Redraw facility
Redraw fee: $0
Allows split interest
Allows split interest
Suitable For
Suitable ForOwner Occupiers
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsFortnightly, Monthly
Estimated upfront fees
Estimated upfront fees
$363
Application fee
Application fee$0
Settlement fee
Settlement fee$363
Valuation fee
Valuation fee
$0
Legal fee
Legal fee
$0
Ongoing fee
Ongoing fee
$0
Discharge fee
Discharge fee$400
Other Restrictions
offset option is $198 pa

iMortgage is the online-only arm of Homeloans Ltd, which was established in 1985 and is recommended by over 6000 mortgage brokers Australia-wide. IMortgage, together with Homeloans Ltd, is one of Australia’s largest non-bank lenders and has won numerous awards including the Australian Lending Award for Best Non-Bank Lender and the Mortgage and Finance Association of Australia award for Mortgage Manager of the Year. iMortgage customers can benefit from the Homeloans Ltd customer support network.

iMortgage Home Loan Calculator  
Interested in an iMortgage home loan? RateCity has a suite of calculators that can show you what your repayments would be and how iMortgage compares to its competitors. Simply plug in your borrowing amount below.

Compare your product with the big 4 banks, or add more products to compare