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Mortgage Simplifier Home Loan (Principal and Interest) ($150k-$500k, LVR 80%-90%)

Customise your mortgage repayments by entering your details:

I want to borrow

Loan Term

years

Repayment Frequency

Pros:
  • No ongoing fees
  • Parents can sign as guarantor
  • Extra repayments + redraw services
  • Free redraw facility
Cons:
  • Discharge fee at end of loan
  • Not available for self-employed borrowers
  • Repayments may increase if RBA raises rates

Details & Fees

Maximum LVR
Maximum LVR
90%
Interest rate structure
Interest rate structure
Variable
Borrowing range
Borrowing range
$150k - $500kCalculate how much you can borrow »
Total repayments
Total repayments
$585,144View repayment schedule »
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
1 - 30 years
Offset account
Offset account
Extra repayments
Extra repayments
Unlimited extra repayments
Redraw facility
Redraw facility
Redraw fee: $0
Allows split interest
Allows split interest
Suitable For
Suitable ForOwner Occupiers
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsFortnightly, Monthly
Estimated upfront fees
Estimated upfront fees
$299
Application fee
Application fee$0
Settlement fee
Settlement fee$299
Valuation fee
Valuation fee
$0
Legal fee
Legal fee
$0
Ongoing fee
Ongoing fee
$0
Discharge fee
Discharge fee$250
Maximum LVR
Maximum LVR
90%
Interest rate structure
Interest rate structure
Variable
Borrowing range
Borrowing range
$150k - $500kCalculate how much you can borrow »
Total repayments
Total repayments
$585,144View repayment schedule »
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
1 - 30 years
Offset account
Offset account
Extra repayments
Extra repayments
Unlimited extra repayments
Redraw facility
Redraw facility
Redraw fee: $0
Allows split interest
Allows split interest
Suitable For
Suitable ForOwner Occupiers
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsFortnightly, Monthly
Estimated upfront fees
Estimated upfront fees
$299
Application fee
Application fee$0
Settlement fee
Settlement fee$299
Valuation fee
Valuation fee
$0
Legal fee
Legal fee
$0
Ongoing fee
Ongoing fee
$0
Discharge fee
Discharge fee$250

Since 1999, ING has been providing Australians with access to a selection of flexible, low rate home loans. ING is an online-only lender which means it can pass the savings onto its customers by way of rate discounts and fee waivers. ING’s home loans and transaction accounts have won numerous awards including the Money magazine – Money Minder of the Year, the 2016 Australian Financial Institution of the Year – Non Big 4 and the Non-Major Lender of the Year by The Adviser.

ING Home Loan Calculator  
Interested in a ING home loan? RateCity has a suite of calculators that can show you what your repayments would be and how ING compares to its competitors. Simply plug in your borrowing amount below.

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