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Liberty Financial home loans

Since 1997, Liberty Financial has been providing Australian customers with tailored financial products and services. With an emphasis on innovation, Liberty Financial gives borrowers an alternative to the big banks. Liberty Financial provides its customers with a wide range of home loans, car loans, business finance, as well as investments and products from other financial institutions. While Liberty Financial is not a traditional bank, it does have backing of large global banks like Deutsche Bank, Credit Suisse and National Australia Bank.

Liberty Financial Home Loan Calculator  
Interested in a Liberty Financial home loan? RateCity has a suite of calculators that can show you what your repayments would be and how Liberty Financial compares to its competitors. Simply plug in your borrowing amount below.

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Why choose Liberty Financial

Benefits

  • These loans have flexible features.
  • Lower interest rates.
  • Loans cater to borrowers with specific needs like low doc loans and self-employed loans.

Drawbacks

  • Limited branch network.
  • Some loans have annual fees.

Liberty Financial Home Loans

Home Loans calculator

Use our home loan calculator to see how much you’d have to repay under different borrowing scenarios.

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Optional calculations

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  1. All calculations are estimates only; they are not guarantees, pre-qualifications or pre-approvals for borrowing. All results are based solely upon the data entered into the calculator.
  2. It is assumed that data entered into the calculator, including interest rates, do not change for the lifetime of the loan - unless specified.
  3. The Present Value provided by this calculator is displayed as the amount labelled 'Loan amount'.
  4. At the end of the interest-only period, the rate may change. For this calculation, rate switches to the current rate.
  5. The current rate is today’s average big 4 owner occupier advertised discounted variable rate (LVR 80%), unless you have inserted your own rate.
  6. Interest is calculated by compounding on the same frequency as the repayment selected, i.e. weekly, fortnightly or monthly.
  • Months are assumed to be of equal length. However, given some months are longer than others, interest charged may vary depending upon the month.
  • One year is assumed to contain exactly 52 weeks or 26 fortnights. Thus each year has 364 days.
  • The calculator uses the unrounded repayment to derive the home loan summary line graph and repayment schedule. However, institutions may round repayments to the nearest cent.
  • Your final mortgage repayments or borrowing amount will depend on your lender’s eligibility criteria among other factors.
  • Calculator does not include the cost of fees or other extra charges.
  • Calculator does not account for changes to interest rates over time.
  • This calculator is for information purposes only. Any advice is general and has not taken into account your personal circumstances. Consider whether you need financial advice from a qualified adviser.
  • After the interest only term ends, your repayments will change based on the current* interest rate. This rate is subject to change. Read our full disclaimer.

Contact a mortgage broker

Liberty Financial homeloans are vailable through brokers who can help find the right loan and manage your application at no charge.

broker profile picture

Daniel Del Papa

VIC3021
Australian Credit Licence: 393195

Get expert advice from a home loans specialist.

What truly sets Daniel apart is his unwavering passion for empowering clients to achieve their financial aspirations. Wi...

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broker profile picture

Julie Davidson

QLD4207
Customer Representative Number: 532412

Get expert advice from a home loans specialist.

Julie is a dedicated finance & mortgage broker at Logan Home Loans, providing tailored lending solutions to clients. S...

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broker profile picture

Spencer Lawson

QLD4300
Australian Credit Licence: 392200

Get expert advice from a home loans specialist.

Spencer is a mortgage broker with a passion to help individuals and families achieve their home ownership dreams. With o...

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Liberty Financial customer service

Home Loan customers can contact Liberty Financial by calling the contact centre or by using the email enquiry form. Customers also have the option of talking to a Liberty Financial representative using the live chat function on the website. While Liberty Financial doesn’t have branches, it does have a network of mobile Advisers who help borrowers tailor a custom finance solution.

✓     Customer service centre (phone)

✓     Online banking

✓     Email

✓     Live Chat

✓     Mobile banking

How to Apply

Borrowers wanting to apply for a Liberty Financial home loan can complete a pre-approval assessment form online but cannot actually apply for the loan online. Customers wanting to apply for a Liberty Financial loan will need to call the contact centre or enquire online for access to a Broker or Adviser. Before applying for a Liberty Financial home loan, consider what you can afford to borrow and what other costs you need to factor in. The Liberty Financial website doesn’t give specific documents, however they could include:

  • Provide details of your income and employment including your employer's contact details or recent tax returns.
  • Proof of identity.
  • Proof of assets, debts and liabilities.

About our expert

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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.