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Basic Variable Home Loan (Principal and Interest) ($750k+, LVR < 80%)

Customise your mortgage repayments by entering your details:

I want to borrow

Loan Term

years

Repayment Frequency

Pros:
  • Extra low interest rate for refinancers
  • No upfront or ongoing fees
  • 100% full offset account
  • Parents can sign as guarantor
Cons:
  • Discharge fee at end of loan
  • Not available for self-employed borrowers
  • Repayments may increase if RBA raises rates

Details & Fees

Maximum LVR
Maximum LVR
80%
Interest rate structure
Interest rate structure
Variable
Borrowing range
Borrowing range
$750k - $2mCalculate how much you can borrow »
Total repayments
Total repayments
$586,440View repayment schedule »
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
1 - 30 years
Offset account
Offset account
100% offset account
Extra repayments
Extra repayments
Unlimited extra repayments
Redraw facility
Redraw facility
Redraw fee: $0
Allows split interest
Allows split interest
Suitable For
Suitable ForOwner Occupiers
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsFortnightly, Monthly
Estimated upfront fees
Estimated upfront fees
$0
Application fee
Application fee$0
Settlement fee
Settlement fee$0
Valuation fee
Valuation fee
At Cost
Legal fee
Legal fee
$0
Ongoing fee
Ongoing fee
$0
Discharge fee
Discharge fee$400
Maximum LVR
Maximum LVR
80%
Interest rate structure
Interest rate structure
Variable
Borrowing range
Borrowing range
$750k - $2mCalculate how much you can borrow »
Total repayments
Total repayments
$586,440View repayment schedule »
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
1 - 30 years
Offset account
Offset account
100% offset account
Extra repayments
Extra repayments
Unlimited extra repayments
Redraw facility
Redraw facility
Redraw fee: $0
Allows split interest
Allows split interest
Suitable For
Suitable ForOwner Occupiers
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsFortnightly, Monthly
Estimated upfront fees
Estimated upfront fees
$0
Application fee
Application fee$0
Settlement fee
Settlement fee$0
Valuation fee
Valuation fee
At Cost
Legal fee
Legal fee
$0
Ongoing fee
Ongoing fee
$0
Discharge fee
Discharge fee$400

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Macquarie Bank forms part of the global Macquarie Group which has been operating in Australia in 1969. Macquarie Group is a major global financial institution with offices in over 28 countries. Macquarie Bank provides its customers with an extensive range of financial products and services such as home loans, insurance, funds management, investment banking and financial planning.

Macquarie Bank has won numerous awards including Money magazine’s 2014 Best of the Best award for Cheapest Home Loan Package.

Macquarie Bank Home Loan Calculator  
Interested in a Macquarie Bank home loan? RateCity has a suite of calculators that can show you what your repayments would be and how Macquarie Bank compares to its competitors. Simply plug in your borrowing amount below.

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