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ME was founded in 1994 with the vision to help everyday Australians fulfil their dreams of owning their own home. ME, or Members Equity Bank, was created by a group of industry super funds. As such, all profits are distributed back to the super funds that own the bank. ME offers its customers a wide range of award-winning home loans, bank and transaction accounts, credit cards and business banking products. ME is an online-only bank with access to a network of mobile bankers instead of branches.

ME has won numerous awards, including Money Magazines award for the Cheapest Three-Year Fixed Home Loan and the Australian Lending Awards for Best Customer Experience.

ME Home Loan Calculator  
Interested in a ME home loan? RateCity has a suite of calculators that can show you what your repayments would be and how ME compares to its competitors. Simply plug in your borrowing amount below.

Pros:
  • Loans have flexible options.
  • Award-winning customer service.
  • Opportunity to bundle loans with other products.
  • Some loans offer discounts on interest rates.
Cons:
  • Limited branch network.
  • Some loans include fees.
  • Some loans have higher interest rates.
ME Bank customer service:

ME customers can contact the bank by either calling the National Customer Contact Centre or by requesting a call back. Customers wanting to book a mobile banker can do so through the ME website or by emailing customer support directly. ME Bank does not have a branch network, but does have a network of mobile bankers who can help work out your loan options and assist with the application form.

✓     Customer service centre (phone)

✓     Mobile app

✓     Online banking

✓     Email

✓     Mobile banking staff

ME Bank Home Loan Calculator

Mortgage Balance

Monthly Repayment

Interest Rate

%

Remaining loan term:

26 years and 8 months

Savings over 10 years

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Savings Over Years
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ME Bank Home Loans

How to Apply

Borrowers wanting to apply for an ME Bank home loan can either complete an online enquiry form, call the ME Bank customer hotline for assistance or book an appointment with an ME mobile banker. Before applying for an ME Bank home loan, consider what you can afford to borrow and what other costs you need to factor in. To apply for an ME Bank home loan, you will need to supply the following information:

  • Provide details of your income and employment.
  • Proof of identity.
  • Be a citizen or permanent resident of Australia or New Zealand.
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