Important disclosure

Mortgage House

Advantage Standard Investment Loan

  • Investor
  • Variable
  • 20% min deposit
  • P&I
Interest Rate

6.74%

p.a

Comparison Rate*

6.53%

p.a

Real Time Rating™
Tags
  • Investor
  • Variable
  • 20% min deposit
  • P&I
Interest Rate

6.74%

p.a

Comparison Rate*

6.53%

p.a

ly Repayment

$0

based on $500,000 loan amount for 25 years at 6.74%

Advantage Standard Investment Loan

No owner occupier products available.

Mortgage House home loans are available through brokers who can help find the right loan and manage your application at no charge.

Dr Bruce Johnstone

VIC, 3000

Customer Representative Number: 536529

Mortgage House Variable Rate Home loan overview

For Advantage Standard Investment Loan (LVR < 80%)

Details

Maximum LVR

80%

Total Repayments

Interest rate type

Variable

Borrowing range

Suitable for

Investors

Loan term range

1 - 30 years

Repayment type

Principal and Interest

Applicable states

ACT, NSW, NT, QLD, SA, TAS, VIC, WA

Repayment options

Fortnightly, Monthly, Weekly

Target Market Determination

Visit Mortgage House to view Target Market Determination.

Features

Extra repayments

Unlimited

Redraw facility

Redraw fee: $0

Split interest facility

Loan portability

Repayment holiday available

Allow guarantors

Available for first home buyers

Other benefits

Fees

Total estimated upfront fees

$445

Application fee

$0

Valuation fee

$0

Settlement fee

$445

Other upfront fee

$0

Ongoing fee

$10

Discharge fee

$500

Pros and cons

For Advantage Standard Investment Loan (LVR < 80%)

Benefits

  • 100% full offset account
  • Extra repayments and redraw facility
  • Free redraw facility
  • Split account option

Drawbacks

  • Ongoing fee
  • Higher than average upfront fee
  • Discharge fee at end of loan
  • No repayment holidays

How to apply

If you'd like to apply for this home loan or just get more information, follow the application process to speak to an Mortgage House mortgage specialist.

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Comparison Rate*

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FAQs

What is the minimum amount you can apply for?

The range you can borrow from this loan is $150k to $99,999,999.

What's the minimum deposit needed for this loan?

This loan option comes with a maximum loan-to-value ratio of 80 percent, which means it requires a minimum deposit of 20 percent

What's the maximum length for this loan?

Mortgage House allows you to have this loan for a range of 1 to 30 years.

How often can you make repayments?

Mortgage House allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

How much will the upfront fees be for this loan?

While it could change based on your circumstances, RateCity estimates that this loan option comes with $445 worth of upfront fees.

Does this loan come with a redraw facility?

Yes, this loan comes with a redraw, charged at $0 if you need to use it.

How do you apply for this loan?

To apply for this loan, please contact Mortgage House.

Can a broker help me with this loan?

Yes, this Mortgage House loan is available through a broker. Find a broker to help you with your needs.