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Home Loan News

The latest home loans mortgage news and tips

Eden Radford

External Comms Lead

What impact will stage 3 tax cuts have on your borrowing capacity?

For anyone looking to secure a home loan, the stage 3 tax cuts - and the subsequent increase to your take home pay - could mean your borrowing capacity, gets a bump too.

Home Loans

22 Apr, 2024

4 min read

What impact will stage 3 tax cuts have on your borrowing capacity?
Eden Radford

External Comms Lead

ATMs are back in fashion

The ATMs of Australia have been getting a workout, with a significant increase in the total value of cash withdrawals recorded for January and February, according to data from the RBA.

Home Loans

21 Apr, 2024

3 min read

ATMs are back in fashion
Mark Bristow

Personal Finance Editor

Cashback home loan deals in April 2024

Looking for a cashback deal? They’re not as easy to come by as they used to be. With only a limited number of home loan cashback offers available for consideration, it's more important than ever to compare your options before deciding, so you can be confident you’re getting a deal that suits your needs.

Home Loans

19 Apr, 2024

5 min read

Cashback home loan deals in April 2024
Eden Radford

External Comms Lead

NAB overhauls advertised rates on its discounted variable mortgage

NAB, Australia’s third largest lender, has dropped the advertised rates on its discounted variable home loan, in a strategic move by the bank on how it markets its prices.

Home Loans

15 Apr, 2024

3 min read

NAB overhauls advertised rates on its discounted variable mortgage
Mark Bristow

Personal Finance Editor

Some of the top-rated home loans in April 2024

While interest rates are important, Australia’s borrowers, first home buyers, investors and refinancers may also want to compare more than just rates when looking at home loans. When comparing home loan features and benefits, it’s important to consider which of these extras may offer you the most value in your financial situation, and help you to achieve your personal goals.

Home Loans

10 Apr, 2024

3 min read

Some of the top-rated home loans in April 2024
Eden Radford

External Comms Lead

Refinancing halts freefall yet fixed rates hit rock bottom

The value of refinanced home loans staged a small comeback in February, with ABS Lending Indicator data recording a $478 million bump.

Home Loans

09 Apr, 2024

5 min read

Refinancing halts freefall yet fixed rates hit rock bottom
Eden Radford

External Comms Lead

Unloan now available to new home loans

Unloan, the digital home loan from Australia’s biggest bank, is expanding its offering beyond refinancers, and is now offering its competitive rate and loyalty discount for new home loans too.

Home Loans

08 Apr, 2024

2 min read

Unloan now available to new home loans
Eden Radford

External Comms Lead

Are cashback deals worth it?

While the idea of pocketing a couple thousand dollars for switching your mortgage might sound appealing, it’s important to understand there are a number of different factors that go into choosing a loan.

Home Loans

26 Mar, 2024

4 min read

Are cashback deals worth it?
Eden Radford

External Comms Lead

Bendigo Bank launches fast pre-approvals for BEN Express Home Loans

Bendigo Bank has just announced their digital home loan, BEN Express, now offers pre-approvals. The feature, which was delivered in partnership with Tiimely, could see some house hunters receive pre-approval within minutes.

Home Loans

25 Mar, 2024

3 min read

Bendigo Bank launches fast pre-approvals for BEN Express Home Loans
Mark Bristow

Personal Finance Editor

Cashback home loan deals in March 2024

The Reserve Bank of Australia (RBA) kept the national cash rate on hold at its March 2024 meeting. The number of cashbacks available to refinancers and first home buyers to compare also remained relatively steady this month.

Home Loans

20 Mar, 2024

5 min read

Cashback home loan deals in March 2024
Eden Radford

External Comms Lead

Cash rate on hold: how to keep your budget in the black until rate cuts eventuate

The RBA has kept the cash rate on hold for the third consecutive meeting, as Australia’s monetary policy settings work to rein in inflation.

Home Loans

19 Mar, 2024

5 min read

Cash rate on hold: how to keep your budget in the black until rate cuts eventuate
Mark Bristow

Personal Finance Editor

Some of the top-rated home loans in March 2024

Whether you’re buying a property or refinancing a mortgage, if you want to get a better interest rate, you may need to actively go hunting rather than waiting for a deal to fall into your lap. Comparing some of the top-rated home loans on RateCity’s database can help make your search a little simpler, as you can see which loans are offering more value and may better suit your needs.

Home Loans

19 Mar, 2024

4 min read

Some of the top-rated home loans in March 2024

Promoted home loans products

Unloan (a division of CBA)

Variable Rate Home Loan LVR < 80%

Real Time Rating™

  • 2024 Award Winner
  • Special
  • Owner Occupied
  • Variable

Interest rate p.a.

5.99%

Comparison rate* p.a.

5.90%

More detailsclick for more details

Australian Credit Licence 234945
Fees & charges apply

Product info
IMB Limited

Budget Home Loan

Real Time Rating™

  • 2024 Award Winner
  • Cashback
  • Owner Occupied
  • Variable

Interest rate p.a.

6.14%

Comparison rate* p.a.

6.17%

More detailsclick for more details

Australian Credit Licence 237391
Fees & charges apply

Product info
Mortgage House

Executive Saver Home Loan

Real Time Rating™

  • Owner Occupied
  • Variable
  • 50% min deposit
  • P&I

Interest rate p.a.

5.99%

Comparison rate* p.a.

6.04%

More detailsclick for more details

Australian Credit Licence 393283
Fees & charges apply

Product info
National Australia Bank Limited

Base Variable Rate Home Loan

Real Time Rating™

  • Investor
  • Variable
  • 10% min deposit
  • P&I

Interest rate p.a.

7.36%

Comparison rate* p.a.

7.41%

Enquire

Australian Credit Licence 230686
Fees & charges apply

Product info
product data updated on

Product data updated on 23 Apr 2024