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Choice Package Tailored Home Loan Fixed (Interest Only) 2 Years

NAB

Advertised Rate3.99%

Fixed - 2 years

Comparison Rate4.99%
Monthly Repayment$1341

over 30 years

Minimum Deposit %5%
Borrowing AmountI will pay back my loan in
Pros
  • Extra low interest rate
  • Suitable for low deposits
  • Parents can sign as guarantor
  • Extra repayments + redraw services
Cons
  • Limited extra repayments
  • Annual fee charged
  • Discharge fee at end of loan
  • Not available for investment purposes

Loan Profile

Maximum LVR
Maximum LVR95%
Loan Term
Loan Term1 - 30 years
Investors loans
Investors loans
First Home Buyer
First Home Buyer
Owner Occupied
Owner Occupied
Refinance
Refinance
Line of Credit
Line of Credit
Self-managed Super
Self-managed Super

Loan Fees

Estimated Up Front Fees
Estimated Up Front Fees$0
Legal Fee
Legal Fee$0
Valuation Fee
Valuation Fee$0
Settlement Fee
Settlement Fee$0
Discharge Fee
Discharge Fee$350
Application Fee
Application Fee$0
Initial Ongoing Fee
Initial Ongoing Fee$0
Ongoing Fee
Ongoing Fee$395

Repayments & Redraws

Total Repayments
Total Repayments$482,760
Offset Account
Offset Account

Redraw Facility
Redraw Facility

Redraw fee: $0

Extra Repayments
Extra RepaymentsAllowed with restrictions
Weekly Repayments
Weekly Repayments
Fortnightly Repayments
Fortnightly Repayments
Monthly Repayments
Monthly Repayments
View Repayment Schedule

More Information

Interest rate structure
Interest rate structureFixed - 2 years
Interest only
Interest only
Loan allows split interest rate
Loan allows split interest rate
Principal and interest
Principal and interest

States Applicable

NSW
NSW
VIC
VIC
SA
SA
WA
WA
QLD
QLD
NT
NT
TAS
TAS
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