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Compare Mortgage Rates

Compare mortgage rates and calculate mortgage repayments

Home Loans Comparison

Show: 1550100
Company
Product
Advertised Rate
Comparison Rate
Monthly Repayment
Estimated Up Front Fees
Minimum Deposit %
Offset Account
Redraw Facility
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UBank
Advertised Rate3.74%Variable
Comparison Rate3.74%
Monthly Repayment$1156over 30 years
Estimated Up Front Fees$0
20%
Redraw fee: $0
Go To Site
Australian Unity Home Loans
Advertised Rate3.85%Variable
Comparison Rate3.88%
Monthly Repayment$1176over 30 years
Estimated Up Front Fees$600
20%
Redraw fee: $0
Go To Site
QT Mutual Bank
Advertised Rate3.88%Variable
Comparison Rate3.88%
Monthly Repayment$1176over 30 years
Estimated Up Front Fees$0
5%
Redraw fee: $25
Go To Site
State Custodians
Advertised Rate3.87%Variable
Comparison Rate3.90%
Monthly Repayment$1179over 30 years
Estimated Up Front Fees$275
20%
100% offset account
Redraw fee: $0
Go To Site
loans.com.au
Advertised Rate3.89%Variable
Comparison Rate3.92%
Monthly Repayment$1182over 30 years
Estimated Up Front Fees$520
20%
Redraw fee: $0
Go To Site
Mortgage House
Advertised Rate3.82%Variable
Comparison Rate3.96%
Monthly Repayment$1188over 30 years
Estimated Up Front Fees$895
20%
100% offset account
Redraw fee: $0
Go To Site
Bank Australia
Advertised Rate3.98%Variable
Comparison Rate3.99%
Monthly Repayment$1192over 30 years
Estimated Up Front Fees$0
20%
Redraw fee: $25
Go To Site
Greater Bank
Advertised Rate3.99%Variable
Comparison Rate3.99%
Monthly Repayment$1192over 30 years
Estimated Up Front Fees$0
15%
Partial offset account
Redraw fee: $0
Go To Site
IMB
Advertised Rate3.94%Variable
Comparison Rate3.99%
Monthly Repayment$1192over 30 years
Estimated Up Front Fees$769
20%
Partial offset account
Redraw fee: $0
Go To Site
State Custodians
Advertised Rate3.97%Variable
Comparison Rate4.00%
Monthly Repayment$1194over 30 years
Estimated Up Front Fees$275
10%
100% offset account
Redraw fee: $0
Go To Site
ING DIRECT
Advertised Rate3.79%Variable
Comparison Rate4.01%
Monthly Repayment$1195over 30 years
Estimated Up Front Fees$519
20%
100% offset account
Redraw fee: $0
Go To Site
Australian Unity Home Loans
Advertised Rate4.00%Variable
Comparison Rate4.03%
Monthly Repayment$1198over 30 years
Estimated Up Front Fees$600
10%
100% offset account
Redraw fee: $0
Go To Site
CUA
Advertised Rate3.99%Variable
Comparison Rate4.04%
Monthly Repayment$1199over 30 years
Estimated Up Front Fees$795
20%
Redraw fee: $0
Go To Site
Liberty Financial
Advertised Rate3.99%Variable
Comparison Rate4.06%
Monthly Repayment$1202over 30 years
Estimated Up Front Fees$995
30%
Redraw fee: $0
Go To Site

Popular Searches

Mortgage rates are the key to determining your regular home loan repayments and total loan amount so it’s important to shop around for the lowest interest rates. At RateCity we make this process easier by allowing you to search and compare some of Australia’s best mortgage rates in one place.

No two lenders are the same so it’s essential to expand your search to include a large range of Australian lenders, not just the top four big banks.

Just like you dedicate hours to finding the perfect home to purchase, it’s equally as important to spend time comparing home loan rates offered by a range of different lenders. Shopping around will not only give you peace of mind that you have found a great deal but could also save you thousands of dollars over the term of the loan.

For instance, if you are considering a mortgage rate of 7.22 percent for a $300,000 loan over 25 years and you shopped around to find a better rate of 6.79 percent then you might save more than $80 each month in repayments. Over 25 years that is a whopping saving of $24,000, and evidence that shopping your mortgage rate has is benefits.

Beware of clever marketing ploys that offer a very low interest rate for an introductory period only. While these mortgage introductory deals are still highly desirable you need to make sure you enquire into the revert interest rate, as once the low rate introductory period ends it will automatically revert back to a higher interest rate.

Australian mortgage lenders are highly competitive so you won’t have to look far for a great mortgage rate deal, and with over 2000 home loans listed on RateCity you might just find one below.

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