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Compare the best offset accounts offered in Australia

Find home loans from a wide range of Australian lenders that best suit your needs. Compare interest rates, mortgage repayments, fees and more. - Data last updated on 14 Dec 2017

Compare the best offset accounts offered in Australia

Company
Product
Advertised rate
Comparison rate*
Monthly repayment
Real Time Rating™
Estimated upfront fees
Minimum deposit %
Offset account
Redraw facility
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Whatever your borrowing needs or financial circumstances, one of the easiest ways to find home loans with offset account to suit you is by using our rate comparison service. By simply entering a few details, including your desired loan amount, the size of your deposit and optimal loan term, you can compare rates from a variety of bank and non-bank lenders.

RateCity's comparison service will help you to compare home loan rates and determine how much your repayments would be on selected loans and how much you would be paying in fees. Find home loans with offset account at RateCity and apply to a mortgage that suits your needs.

FAQs

The comparison rate is a more inclusive way of comparing home loans that factors in not only on the interest rate but also the majority of upfront and ongoing charges that add to the total cost of a home loan.

The rate is calculated using an industry-wide formula based on a $150,000 loan over a 25-year period and includes things like revert rates after an introductory or fixed rate period, application fees and monthly account keeping fees.

In Australia, all lenders are required by law to publish the comparison rate alongside their advertised rate so people can compare products easily.

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