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Variable Rate Home Loan

Customise your mortgage repayments by entering your details:

I want to borrow

Loan Term

years

Repayment Frequency

Pros:
  • No ongoing fees
  • 100% full offset account
  • Suitable for low deposits
  • Extra repayments + redraw services
Cons:
  • Discharge fee at end of loan
  • Not available for self-employed borrowers
  • Repayments may increase if RBA raises rates

Details & Fees-0

Maximum LVR
Maximum LVR
95%
Interest rate structure
Interest rate structure
Variable
Borrowing range
Borrowing range
$0 - $100mCalculate how much you can borrow »
Total repayments
Total repayments
$460,440View repayment schedule »
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
1 - 30 years
Offset account
Offset account
100% offset account
Extra repayments
Extra repayments
Unlimited extra repayments
Redraw facility
Redraw facility
Redraw fee: $0
Allows split interest
Allows split interest
Suitable For
Suitable ForOwner Occupiers
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsFortnightly, Monthly, Weekly
Estimated upfront fees
Estimated upfront fees
$600
Application fee
Application fee
$600
Settlement fee
Settlement fee
$0
Valuation fee
Valuation fee
$0
Legal fee
Legal fee
$0
Ongoing fee
Ongoing fee
$0
Discharge fee
Discharge fee
$250
Maximum LVR
Maximum LVR
95%
Interest rate structure
Interest rate structure
Variable
Borrowing range
Borrowing range
$0 - $100mCalculate how much you can borrow »
Total repayments
Total repayments
$460,440View repayment schedule »
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
1 - 30 years
Offset account
Offset account
100% offset account
Extra repayments
Extra repayments
Unlimited extra repayments
Redraw facility
Redraw facility
Redraw fee: $0
Allows split interest
Allows split interest
Suitable For
Suitable ForOwner Occupiers
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsFortnightly, Monthly, Weekly
Estimated upfront fees
Estimated upfront fees
$600
Application fee
Application fee
$600
Settlement fee
Settlement fee
$0
Valuation fee
Valuation fee
$0
Legal fee
Legal fee
$0
Ongoing fee
Ongoing fee
$0
Discharge fee
Discharge fee
$250
Other Benefits
$100 free monthly transaction allowance to use at ATMs and EFTPOS.
Other Restrictions
Repayment holidays not available on interest only loans

Qudos Bank, formerly the Qantas Credit Union, is a member-owned mutual bank that has operated since 1959.

The lender has several branches throughout Australia and an administration office in Hurstville, NSW. It offers a range of banking services and products, such as personal and home loans, credit cards, savings and transaction account, as well as insurance, superannuation and financial planning.

Qudos Bank has won numerous awards, including Money magazine’s Service Above The Banks award in 2009.

Qudos Bank Home Loan Calculator
Interested in an Qudos Bank home loan? RateCity has a suite of calculators that can show you what your repayments would be and how Qudos Bank compares to its competitors. Simply plug in your borrowing amount below. 

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