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Special Variable Rate Home Loan (Principal and Interest)

Customise your mortgage repayments by entering your details:

I want to borrow

Loan Term

years

Repayment Frequency

Pros:
  • Extra low interest rate for refinancers
  • No ongoing fees
  • 100% full offset account
  • Parents can sign as guarantor
Cons:
  • Discharge fee at end of loan
  • Not available for self-employed borrowers
  • Repayments may increase if RBA raises rates

Details & Fees

Maximum LVR
Maximum LVR
90%
Interest rate structure
Interest rate structure
Variable
Borrowing range
Borrowing range
$250k - $100mCalculate how much you can borrow »
Total repayments
Total repayments
$571,536View repayment schedule »
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
1 - 30 years
Offset account
Offset account
100% offset account
Extra repayments
Extra repayments
Unlimited extra repayments
Redraw facility
Redraw facility
Redraw fee: $0
Allows split interest
Allows split interest
Suitable For
Suitable ForOwner Occupiers
Applicable States
Applicable StatesNSW, QLD, VIC
Make Repayments
Make RepaymentsFortnightly, Monthly, Weekly
Estimated upfront fees
Estimated upfront fees
$595
Application fee
Application fee$595
Settlement fee
Settlement fee$0
Valuation fee
Valuation fee
$0
Legal fee
Legal fee
$0
Ongoing fee
Ongoing fee
$0
Discharge fee
Discharge fee$150
Maximum LVR
Maximum LVR
90%
Interest rate structure
Interest rate structure
Variable
Borrowing range
Borrowing range
$250k - $100mCalculate how much you can borrow »
Total repayments
Total repayments
$571,536View repayment schedule »
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
1 - 30 years
Offset account
Offset account
100% offset account
Extra repayments
Extra repayments
Unlimited extra repayments
Redraw facility
Redraw facility
Redraw fee: $0
Allows split interest
Allows split interest
Suitable For
Suitable ForOwner Occupiers
Applicable States
Applicable StatesNSW, QLD, VIC
Make Repayments
Make RepaymentsFortnightly, Monthly, Weekly
Estimated upfront fees
Estimated upfront fees
$595
Application fee
Application fee$595
Settlement fee
Settlement fee$0
Valuation fee
Valuation fee
$0
Legal fee
Legal fee
$0
Ongoing fee
Ongoing fee
$0
Discharge fee
Discharge fee$150
Other Benefits
10% discount on home & contents insurance

Queenslanders Credit Union has been operating since the 1960s and offers a variety of products, including credit cards, home and contents insurance and savings accounts, as well as home loans.

As a credit union, Queenslanders Credit Union is owned by its members and profits reinvested back into the business.

Queenslanders Credit Union was recently awarded Home Lender of the Year in the Money magazine Consumer Finance Awards.

Queenslanders Credit Union Home Loan Calculator
Interested in an Queenslanders Credit Unionhome loan? RateCity has a suite of calculators that can show you what your repayments would be and how Queenslanders Credit Union compares to its competitors. Simply plug in your borrowing amount below. 

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