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This is an information service. By browsing on the website and/or using our search tools, you are asking RateCity to provide you with information about Home Loans from multiple financial institutions. We will try to show you a range of products in response to your request for information. We are not a credit provider, and in giving you product information we are not making any suggestion or recommendation to you about a particular credit product. If you decide to apply for a Home Loan, you will deal directly with a financial institution, and not with RateCity.

Rams_logo_88x31 RAMS Home Loans

Registered Australian Mortgage Securities, commonly known as ’RAMS’ Home Loans was launched in 1995. RAMS introduced an innovative range of home loan products which provided Australians an alternative and flexible source of finance compare to the bigger banks. At the time of its inception, and after the deregulation of the Australian financial industry, RAMS products were unlike any in the industry, which saw RAMS excel in the home lending market. RAMS first began its operations through its internet and call centre services. In later years RAMS extended its services to RAMS Home Loan Centres and franchisees. Today, RAMS operates as a separate brand under the Westpac Group. With the backing of one of Australia’s largest banks, RAMS continues to design unique products and solutions for their customers in order to help them achieve their home ownership goals.

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Other RAMS Home Loans Products

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