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Ratebusters Ultimate Investment Loan

Customise your mortgage repayments by entering your details:

I want to borrow

Loan Term

years

Repayment Frequency

Pros:
  • No ongoing fees
  • 100% full offset account
  • Extra repayments + redraw services
  • Free redraw facility
Cons:
  • Not available for first home buyer
  • Discharge fee at end of loan
  • Not available for self-employed borrowers
  • Repayments may increase if RBA raises rates

Details & Fees

Maximum LVR
Maximum LVR
90%
Interest rate structure
Interest rate structure
Variable
Borrowing range
Borrowing range
$80k - $1mCalculate how much you can borrow »
Total repayments
Total repayments
$454,320View repayment schedule »
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
8 - 30 years
Offset account
Offset account
100% offset account
Extra repayments
Extra repayments
Unlimited extra repayments
Redraw facility
Redraw facility
Redraw fee: $0
Allows split interest
Allows split interest
Suitable For
Suitable ForInvestors
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsFortnightly, Monthly, Weekly
Estimated upfront fees
Estimated upfront fees
$728
Application fee
Application fee$0
Settlement fee
Settlement fee$150
Valuation fee
Valuation fee
$248
Legal fee
Legal fee
$330
Ongoing fee
Ongoing fee
$0
Discharge fee
Discharge fee$350
Maximum LVR
Maximum LVR
90%
Interest rate structure
Interest rate structure
Variable
Borrowing range
Borrowing range
$80k - $1mCalculate how much you can borrow »
Total repayments
Total repayments
$454,320View repayment schedule »
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
8 - 30 years
Offset account
Offset account
100% offset account
Extra repayments
Extra repayments
Unlimited extra repayments
Redraw facility
Redraw facility
Redraw fee: $0
Allows split interest
Allows split interest
Suitable For
Suitable ForInvestors
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsFortnightly, Monthly, Weekly
Estimated upfront fees
Estimated upfront fees
$728
Application fee
Application fee$0
Settlement fee
Settlement fee$150
Valuation fee
Valuation fee
$248
Legal fee
Legal fee
$330
Ongoing fee
Ongoing fee
$0
Discharge fee
Discharge fee$350

Ratebusters is an Australian non-bank lender and a subsidiary of the Assured Group.

Based in South Australia, Ratebusters is an online broker that offers a number of loan products, including home loans, investment and refinancing loans, as well as financial advice. The lender also includes a mortgage broker arm that offers home loan products from a variety of lenders. Ratebusters has won numerous awards, such as the Best Non-Bank Loan – Refinancing award in the 2013 Australian Home Loan Awards.

Ratebusters Home Loan Calculator
Interested in an Ratebusters home loan? RateCity has a suite of calculators that can show you what your repayments would be and how Ratebusters compares to its competitors. Simply plug in your borrowing amount below. 

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