HOME LOANS

Home Loan Ratings

Has your mortgage been awarded a CANSTAR star rating? To calculate the star ratings CANSTAR evaluate over 1,600 home loans from 110 lenders and are given a rating out of 5, 5 stars being outstanding and 1 star satisfactory. These ratings are a consumer-friendly benchmark to assist you in comparing mortgages based on their rates and features and help you choose the best one that meets all of your requirements. Some of the mortgage features that are measured include:

  • The published rate (%) for a loan of $250k
  • Loan fees both upfront and ongoing
  • Availability of spilt facility
  • Principal plus interest or interest only
  • Max LVR
  • Min loan amount
  • If 100% offset account is available
  • Redraw facility
  • Portability

Only the top 5 percent of products scored using the CANSTAR star ratings methodology are awarded the prestigious five star status. As a consumer, this is your guarantee of a high-performance and superior value product. The rising star status is given to mortgage products which do not meet the criteria for being rated (perhaps they have only been on the market for six months), but show potential to score highly in the near future.

View the table below to see mortgages that have received a star rating.

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We found 40 products that match your search

Show: 10 25 All Results

Company Product Advertised Rate Comparison Rate Application Fees Monthly Repayment Star Rating Go To Site
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loans.com.au Dream Home Loan Blackboard Special 4.54% Variable 4.57% Comparison Rate $0 Application Fees $1,272.66 Monthly Repayment
Rating: 5
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bankmecu Basic Variable Special 4.60% Variable 4.61% Comparison Rate $0 Application Fees $1,281.61 Monthly Repayment Not Rated Go to Site
UBank UHomeLoan 4.62% Variable 4.62% Comparison Rate $0 Application Fees $1,284.60 Monthly Repayment
Rating: 5
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State Custodians Breathe Easy Offset Special 4.72% Variable 4.63% Comparison Rate $0 Application Fees $1,299.60 Monthly Repayment
Rating: 5
Go to Site
CUA Fresh Start Variable 4.65% Variable 4.67% Comparison Rate $0 Application Fees $1,289.09 Monthly Repayment Not Rated Go to Site
Australian Unity Home Loans Variable P&I 200-499k 4.73% Variable 4.75% Comparison Rate $0 Application Fees $1,301.11 Monthly Repayment
Rating: 5
Go to Site
State Custodians Standard Variable Offset Special 4.59% Variable 4.78% Comparison Rate $0 Application Fees $1,280.12 Monthly Repayment
Rating: 5
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HSBC Home Value 4.80% Variable 4.82% Comparison Rate $0 Application Fees $1,311.66 Monthly Repayment
Rating: 4
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Australian Unity Home Loans Professional Package P&I 200-499k 4.63% Variable 4.96% Comparison Rate $0 Application Fees $1,286.10 Monthly Repayment
Rating: 5
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IMB Budget Home Loan 4.81% Variable 4.98% Comparison Rate $445 Application Fees $1,313.17 Monthly Repayment
Rating: 5
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IMB Essentials 4.98% Variable 4.98% Comparison Rate $0 Application Fees $1,339 Monthly Repayment
Rating: 5
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BOQ Clear Path Variable Home Loan 4.87% Variable 5.00% Comparison Rate $0 Application Fees $1,322.26 Monthly Repayment
Rating: 5
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Newcastle Permanent Discounted Real Deal 3 yrs 5.15% Variable 5.09% Comparison Rate $0 Application Fees $1,365.07 Monthly Repayment
Rating: 5
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Newcastle Permanent Real Deal 5.15% Variable 5.16% Comparison Rate $0 Application Fees $1,365.07 Monthly Repayment
Rating: 4
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IMB Introductory Variable 1 yr 5.41% Variable 5.17% Comparison Rate $445 Application Fees $1,405.39 Monthly Repayment
Rating: 4
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bankmecu First Homebuyers 5.09% Variable 5.18% Comparison Rate $595 Application Fees $1,355.84 Monthly Repayment Not Rated Go to Site
bankmecu Premium 250-499k 5.14% Variable 5.19% Comparison Rate $0 Application Fees $1,363.53 Monthly Repayment
Rating: 4
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Commonwealth Bank No Fee Variable Rate 5.20% Variable 5.20% Comparison Rate $0 Application Fees $1,372.78 Monthly Repayment
Rating: 3
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Newcastle Permanent Premium Plus Package Premium Variable 250-499k 4.87% Variable 5.22% Comparison Rate $0 Application Fees $1,322.26 Monthly Repayment
Rating: 5
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Greater Building Society Ultimate Home Loan Package Variable 4.94% Variable 5.31% Comparison Rate $0 Application Fees $1,332.90 Monthly Repayment
Rating: 4
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FCCS Credit Union Property Accumulator 5.29% Variable 5.34% Comparison Rate $600 Application Fees $1,386.71 Monthly Repayment
Rating: 3
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FCCS Credit Union Member Advantage Loan 5.29% Variable 5.34% Comparison Rate $600 Application Fees $1,386.71 Monthly Repayment
Rating: 3
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IMB Platinum Package Standard Variable 250-499k 4.96% Variable 5.35% Comparison Rate $0 Application Fees $1,335.95 Monthly Repayment
Rating: 5
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bankmecu First Home Buyers Loan Package First Homebuyers 4.99% Variable 5.36% Comparison Rate $0 Application Fees $1,340.53 Monthly Repayment Not Rated Go to Site
ING DIRECT Orange Advantage Variable 250-m 95% 5.16% Variable 5.36% Comparison Rate $0 Application Fees $1,366.61 Monthly Repayment
Rating: 5
Go to Site
Data last updated September 2nd, 2014

Showing 1 - 25 of 40 results

Show: 10 25 All Results

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