HOME LOANS

Home Loan Ratings

Has your mortgage been awarded a CANSTAR star rating? To calculate the star ratings CANSTAR evaluate over 1,600 home loans from 110 lenders and are given a rating out of 5, 5 stars being outstanding and 1 star satisfactory. These ratings are a consumer-friendly benchmark to assist you in comparing mortgages based on their rates and features and help you choose the best one that meets all of your requirements. Some of the mortgage features that are measured include:

  • The published rate (%) for a loan of $250k
  • Loan fees both upfront and ongoing
  • Availability of spilt facility
  • Principal plus interest or interest only
  • Max LVR
  • Min loan amount
  • If 100% offset account is available
  • Redraw facility
  • Portability

Only the top 5 percent of products scored using the CANSTAR star ratings methodology are awarded the prestigious five star status. As a consumer, this is your guarantee of a high-performance and superior value product. The rising star status is given to mortgage products which do not meet the criteria for being rated (perhaps they have only been on the market for six months), but show potential to score highly in the near future.

View the table below to see mortgages that have received a star rating.

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We found 20 products that match your search

Show: 10 All 20 Results

Company Product Advertised Rate Comparison Rate Application Fees Monthly Repayment Star Rating Go To Site
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loans.com.au Dream Home Loan Blackboard Special 4.54% Variable 4.57% Comparison Rate $0 Application Fees $1,272.66 Monthly Repayment
Rating: 5
Go to Site
bankmecu Basic Variable Special 4.60% Variable 4.61% Comparison Rate $0 Application Fees $1,281.61 Monthly Repayment Not Rated Go to Site
UBank UHomeLoan 4.62% Variable 4.62% Comparison Rate $0 Application Fees $1,284.60 Monthly Repayment
Rating: 5
Go to Site
Yellow Brick Road Rate Smasher 4.63% Variable 4.66% Comparison Rate $0 Application Fees $1,286.10 Monthly Repayment Not Rated Go to Site
CUA Fresh Start Variable 4.65% Variable 4.67% Comparison Rate $0 Application Fees $1,289.09 Monthly Repayment Not Rated Go to Site
State Custodians Standard Variable Offset Special 4.59% Variable 4.78% Comparison Rate $0 Application Fees $1,280.12 Monthly Repayment
Rating: 5
Go to Site
HSBC Home Value 4.80% Variable 4.82% Comparison Rate $0 Application Fees $1,311.66 Monthly Repayment
Rating: 4
Go to Site
BOQ Clear Path Variable Home Loan 4.87% Variable 5.00% Comparison Rate $0 Application Fees $1,322.26 Monthly Repayment
Rating: 5
Go to Site
bankmecu First Homebuyers 5.09% Variable 5.18% Comparison Rate $595 Application Fees $1,355.84 Monthly Repayment Not Rated Go to Site
bankmecu Premium 250-499k 5.14% Variable 5.19% Comparison Rate $0 Application Fees $1,363.53 Monthly Repayment
Rating: 4
Go to Site
Commonwealth Bank No Fee Variable Rate 5.20% Variable 5.20% Comparison Rate $0 Application Fees $1,372.78 Monthly Repayment
Rating: 3
Go to Site
CUA Rate Breaker Rate Breaker 10k+ 4.91% Variable 5.25% Comparison Rate $0 Application Fees $1,328.34 Monthly Repayment
Rating: 4
Go to Site
CUA Rate Breaker 4.91% Variable 5.25% Comparison Rate $0 Application Fees $1,328.34 Monthly Repayment
Rating: 4
Go to Site
Greater Building Society Ultimate Home Loan Package Variable 4.94% Variable 5.31% Comparison Rate $0 Application Fees $1,332.90 Monthly Repayment
Rating: 4
Go to Site
bankmecu First Home Buyers Loan Package First Homebuyers 4.99% Variable 5.36% Comparison Rate $0 Application Fees $1,340.53 Monthly Repayment Not Rated Go to Site
bankmecu Construction 10-499k 5.04% Variable 5.42% Comparison Rate $0 Application Fees $1,348.17 Monthly Repayment Not Rated Go to Site
ANZ Variable 5.88% Variable 5.98% Comparison Rate $600 Application Fees $1,479.64 Monthly Repayment
Rating: 3
Details
Commonwealth Bank Standard Variable 5.90% Variable 6.05% Comparison Rate $600 Application Fees $1,482.84 Monthly Repayment
Rating: 3
Details
Westpac Rocket Repay Home Loan 5.98% Variable 6.13% Comparison Rate $600 Application Fees $1,495.66 Monthly Repayment
Rating: 2
Details
St.George Bank Variable 5.99% Variable 6.15% Comparison Rate $600 Application Fees $1,497.27 Monthly Repayment
Rating: 2
Details
Data last updated August 30th, 2014

Showing all 20 results

Show: 10 All 20 Results

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