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Basic Variable Rate Home Loan from SCU

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$150,000
Advertised rate
3.77%Variable
Loan term
over 30 years
Repayment Frequency
Monthly
Monthly repayment
$696
Number of Repayments
360
Total Interest Paid
$100,560
Total repayments
$250,560
DatePrincipleInterestPaymentBalance
1Nov 2017$225.13$471.25$696.38$149,774.87
2Dec 2017$225.84$470.54$696.38$149,549.03
2017 Total$450.97$941.79$1,392.76
3Jan 2018$226.55$469.83$696.38$149,322.48
4Feb 2018$227.26$469.12$696.38$149,095.22
5Mar 2018$227.97$468.41$696.38$148,867.25
6Apr 2018$228.69$467.69$696.38$148,638.56
7May 2018$229.41$466.97$696.38$148,409.15
8Jun 2018$230.13$466.25$696.38$148,179.02
9Jul 2018$230.85$465.53$696.38$147,948.17
10Aug 2018$231.58$464.80$696.38$147,716.59
11Sep 2018$232.30$464.08$696.38$147,484.29
12Oct 2018$233.03$463.35$696.38$147,251.26
13Nov 2018$233.77$462.61$696.38$147,017.49
14Dec 2018$234.50$461.88$696.38$146,782.99
2018 Total$2,766.04$5,590.52$8,356.56
15Jan 2019$235.24$461.14$696.38$146,547.75
16Feb 2019$235.98$460.40$696.38$146,311.77
17Mar 2019$236.72$459.66$696.38$146,075.05
18Apr 2019$237.46$458.92$696.38$145,837.59
19May 2019$238.21$458.17$696.38$145,599.38
20Jun 2019$238.96$457.42$696.38$145,360.42
21Jul 2019$239.71$456.67$696.38$145,120.71
22Aug 2019$240.46$455.92$696.38$144,880.25
23Sep 2019$241.21$455.17$696.38$144,639.04
24Oct 2019$241.97$454.41$696.38$144,397.07
25Nov 2019$242.73$453.65$696.38$144,154.34
26Dec 2019$243.50$452.88$696.38$143,910.84
2019 Total$2,872.15$5,484.41$8,356.56
27Jan 2020$244.26$452.12$696.38$143,666.58
28Feb 2020$245.03$451.35$696.38$143,421.55
29Mar 2020$245.80$450.58$696.38$143,175.75
30Apr 2020$246.57$449.81$696.38$142,929.18
31May 2020$247.34$449.04$696.38$142,681.84
32Jun 2020$248.12$448.26$696.38$142,433.72
33Jul 2020$248.90$447.48$696.38$142,184.82
34Aug 2020$249.68$446.70$696.38$141,935.14
35Sep 2020$250.47$445.91$696.38$141,684.67
36Oct 2020$251.25$445.13$696.38$141,433.42
37Nov 2020$252.04$444.34$696.38$141,181.38
38Dec 2020$252.84$443.54$696.38$140,928.54
2020 Total$2,982.3$5,374.26$8,356.56
39Jan 2021$253.63$442.75$696.38$140,674.91
40Feb 2021$254.43$441.95$696.38$140,420.48
41Mar 2021$255.23$441.15$696.38$140,165.25
42Apr 2021$256.03$440.35$696.38$139,909.22
43May 2021$256.83$439.55$696.38$139,652.39
44Jun 2021$257.64$438.74$696.38$139,394.75
45Jul 2021$258.45$437.93$696.38$139,136.30
46Aug 2021$259.26$437.12$696.38$138,877.04
47Sep 2021$260.07$436.31$696.38$138,616.97
48Oct 2021$260.89$435.49$696.38$138,356.08
49Nov 2021$261.71$434.67$696.38$138,094.37
50Dec 2021$262.53$433.85$696.38$137,831.84
2021 Total$3,096.7$5,259.86$8,356.56
51Jan 2022$263.36$433.02$696.38$137,568.48
52Feb 2022$264.19$432.19$696.38$137,304.29
53Mar 2022$265.02$431.36$696.38$137,039.27
54Apr 2022$265.85$430.53$696.38$136,773.42
55May 2022$266.68$429.70$696.38$136,506.74
56Jun 2022$267.52$428.86$696.38$136,239.22
57Jul 2022$268.36$428.02$696.38$135,970.86
58Aug 2022$269.20$427.18$696.38$135,701.66
59Sep 2022$270.05$426.33$696.38$135,431.61
60Oct 2022$270.90$425.48$696.38$135,160.71
61Nov 2022$271.75$424.63$696.38$134,888.96
62Dec 2022$272.60$423.78$696.38$134,616.36
2022 Total$3,215.48$5,141.08$8,356.56
63Jan 2023$273.46$422.92$696.38$134,342.90
64Feb 2023$274.32$422.06$696.38$134,068.58
65Mar 2023$275.18$421.20$696.38$133,793.40
66Apr 2023$276.05$420.33$696.38$133,517.35
67May 2023$276.91$419.47$696.38$133,240.44
68Jun 2023$277.78$418.60$696.38$132,962.66
69Jul 2023$278.66$417.72$696.38$132,684.00
70Aug 2023$279.53$416.85$696.38$132,404.47
71Sep 2023$280.41$415.97$696.38$132,124.06
72Oct 2023$281.29$415.09$696.38$131,842.77
73Nov 2023$282.17$414.21$696.38$131,560.60
74Dec 2023$283.06$413.32$696.38$131,277.54
2023 Total$3,338.82$5,017.74$8,356.56
75Jan 2024$283.95$412.43$696.38$130,993.59
76Feb 2024$284.84$411.54$696.38$130,708.75
77Mar 2024$285.74$410.64$696.38$130,423.01
78Apr 2024$286.63$409.75$696.38$130,136.38
79May 2024$287.53$408.85$696.38$129,848.85
80Jun 2024$288.44$407.94$696.38$129,560.41
81Jul 2024$289.34$407.04$696.38$129,271.07
82Aug 2024$290.25$406.13$696.38$128,980.82
83Sep 2024$291.17$405.21$696.38$128,689.65
84Oct 2024$292.08$404.30$696.38$128,397.57
85Nov 2024$293.00$403.38$696.38$128,104.57
86Dec 2024$293.92$402.46$696.38$127,810.65
2024 Total$3,466.89$4,889.67$8,356.56
87Jan 2025$294.84$401.54$696.38$127,515.81
88Feb 2025$295.77$400.61$696.38$127,220.04
89Mar 2025$296.70$399.68$696.38$126,923.34
90Apr 2025$297.63$398.75$696.38$126,625.71
91May 2025$298.56$397.82$696.38$126,327.15
92Jun 2025$299.50$396.88$696.38$126,027.65
93Jul 2025$300.44$395.94$696.38$125,727.21
94Aug 2025$301.39$394.99$696.38$125,425.82
95Sep 2025$302.33$394.05$696.38$125,123.49
96Oct 2025$303.28$393.10$696.38$124,820.21
97Nov 2025$304.24$392.14$696.38$124,515.97
98Dec 2025$305.19$391.19$696.38$124,210.78
2025 Total$3,599.87$4,756.69$8,356.56
99Jan 2026$306.15$390.23$696.38$123,904.63
100Feb 2026$307.11$389.27$696.38$123,597.52
101Mar 2026$308.08$388.30$696.38$123,289.44
102Apr 2026$309.05$387.33$696.38$122,980.39
103May 2026$310.02$386.36$696.38$122,670.37
104Jun 2026$310.99$385.39$696.38$122,359.38
105Jul 2026$311.97$384.41$696.38$122,047.41
106Aug 2026$312.95$383.43$696.38$121,734.46
107Sep 2026$313.93$382.45$696.38$121,420.53
108Oct 2026$314.92$381.46$696.38$121,105.61
109Nov 2026$315.91$380.47$696.38$120,789.70
110Dec 2026$316.90$379.48$696.38$120,472.80
2026 Total$3,737.98$4,618.58$8,356.56
111Jan 2027$317.89$378.49$696.38$120,154.91
112Feb 2027$318.89$377.49$696.38$119,836.02
113Mar 2027$319.90$376.48$696.38$119,516.12
114Apr 2027$320.90$375.48$696.38$119,195.22
115May 2027$321.91$374.47$696.38$118,873.31
116Jun 2027$322.92$373.46$696.38$118,550.39
117Jul 2027$323.93$372.45$696.38$118,226.46
118Aug 2027$324.95$371.43$696.38$117,901.51
119Sep 2027$325.97$370.41$696.38$117,575.54
120Oct 2027$327.00$369.38$696.38$117,248.54
121Nov 2027$328.02$368.36$696.38$116,920.52
122Dec 2027$329.05$367.33$696.38$116,591.47
2027 Total$3,881.33$4,475.23$8,356.56
123Jan 2028$330.09$366.29$696.38$116,261.38
124Feb 2028$331.13$365.25$696.38$115,930.25
125Mar 2028$332.17$364.21$696.38$115,598.08
126Apr 2028$333.21$363.17$696.38$115,264.87
127May 2028$334.26$362.12$696.38$114,930.61
128Jun 2028$335.31$361.07$696.38$114,595.30
129Jul 2028$336.36$360.02$696.38$114,258.94
130Aug 2028$337.42$358.96$696.38$113,921.52
131Sep 2028$338.48$357.90$696.38$113,583.04
132Oct 2028$339.54$356.84$696.38$113,243.50
133Nov 2028$340.61$355.77$696.38$112,902.89
134Dec 2028$341.68$354.70$696.38$112,561.21
2028 Total$4,030.26$4,326.3$8,356.56
135Jan 2029$342.75$353.63$696.38$112,218.46
136Feb 2029$343.83$352.55$696.38$111,874.63
137Mar 2029$344.91$351.47$696.38$111,529.72
138Apr 2029$345.99$350.39$696.38$111,183.73
139May 2029$347.08$349.30$696.38$110,836.65
140Jun 2029$348.17$348.21$696.38$110,488.48
141Jul 2029$349.26$347.12$696.38$110,139.22
142Aug 2029$350.36$346.02$696.38$109,788.86
143Sep 2029$351.46$344.92$696.38$109,437.40
144Oct 2029$352.56$343.82$696.38$109,084.84
145Nov 2029$353.67$342.71$696.38$108,731.17
146Dec 2029$354.78$341.60$696.38$108,376.39
2029 Total$4,184.82$4,171.74$8,356.56
147Jan 2030$355.90$340.48$696.38$108,020.49
148Feb 2030$357.02$339.36$696.38$107,663.47
149Mar 2030$358.14$338.24$696.38$107,305.33
150Apr 2030$359.26$337.12$696.38$106,946.07
151May 2030$360.39$335.99$696.38$106,585.68
152Jun 2030$361.52$334.86$696.38$106,224.16
153Jul 2030$362.66$333.72$696.38$105,861.50
154Aug 2030$363.80$332.58$696.38$105,497.70
155Sep 2030$364.94$331.44$696.38$105,132.76
156Oct 2030$366.09$330.29$696.38$104,766.67
157Nov 2030$367.24$329.14$696.38$104,399.43
158Dec 2030$368.39$327.99$696.38$104,031.04
2030 Total$4,345.35$4,011.21$8,356.56
159Jan 2031$369.55$326.83$696.38$103,661.49
160Feb 2031$370.71$325.67$696.38$103,290.78
161Mar 2031$371.87$324.51$696.38$102,918.91
162Apr 2031$373.04$323.34$696.38$102,545.87
163May 2031$374.22$322.16$696.38$102,171.65
164Jun 2031$375.39$320.99$696.38$101,796.26
165Jul 2031$376.57$319.81$696.38$101,419.69
166Aug 2031$377.75$318.63$696.38$101,041.94
167Sep 2031$378.94$317.44$696.38$100,663.00
168Oct 2031$380.13$316.25$696.38$100,282.87
169Nov 2031$381.32$315.06$696.38$99,901.55
170Dec 2031$382.52$313.86$696.38$99,519.03
2031 Total$4,512.01$3,844.55$8,356.56
171Jan 2032$383.72$312.66$696.38$99,135.31
172Feb 2032$384.93$311.45$696.38$98,750.38
173Mar 2032$386.14$310.24$696.38$98,364.24
174Apr 2032$387.35$309.03$696.38$97,976.89
175May 2032$388.57$307.81$696.38$97,588.32
176Jun 2032$389.79$306.59$696.38$97,198.53
177Jul 2032$391.01$305.37$696.38$96,807.52
178Aug 2032$392.24$304.14$696.38$96,415.28
179Sep 2032$393.48$302.90$696.38$96,021.80
180Oct 2032$394.71$301.67$696.38$95,627.09
181Nov 2032$395.95$300.43$696.38$95,231.14
182Dec 2032$397.20$299.18$696.38$94,833.94
2032 Total$4,685.09$3,671.47$8,356.56
183Jan 2033$398.44$297.94$696.38$94,435.50
184Feb 2033$399.70$296.68$696.38$94,035.80
185Mar 2033$400.95$295.43$696.38$93,634.85
186Apr 2033$402.21$294.17$696.38$93,232.64
187May 2033$403.47$292.91$696.38$92,829.17
188Jun 2033$404.74$291.64$696.38$92,424.43
189Jul 2033$406.01$290.37$696.38$92,018.42
190Aug 2033$407.29$289.09$696.38$91,611.13
191Sep 2033$408.57$287.81$696.38$91,202.56
192Oct 2033$409.85$286.53$696.38$90,792.71
193Nov 2033$411.14$285.24$696.38$90,381.57
194Dec 2033$412.43$283.95$696.38$89,969.14
2033 Total$4,864.8$3,491.76$8,356.56
195Jan 2034$413.73$282.65$696.38$89,555.41
196Feb 2034$415.03$281.35$696.38$89,140.38
197Mar 2034$416.33$280.05$696.38$88,724.05
198Apr 2034$417.64$278.74$696.38$88,306.41
199May 2034$418.95$277.43$696.38$87,887.46
200Jun 2034$420.27$276.11$696.38$87,467.19
201Jul 2034$421.59$274.79$696.38$87,045.60
202Aug 2034$422.91$273.47$696.38$86,622.69
203Sep 2034$424.24$272.14$696.38$86,198.45
204Oct 2034$425.57$270.81$696.38$85,772.88
205Nov 2034$426.91$269.47$696.38$85,345.97
206Dec 2034$428.25$268.13$696.38$84,917.72
2034 Total$5,051.42$3,305.14$8,356.56
207Jan 2035$429.60$266.78$696.38$84,488.12
208Feb 2035$430.95$265.43$696.38$84,057.17
209Mar 2035$432.30$264.08$696.38$83,624.87
210Apr 2035$433.66$262.72$696.38$83,191.21
211May 2035$435.02$261.36$696.38$82,756.19
212Jun 2035$436.39$259.99$696.38$82,319.80
213Jul 2035$437.76$258.62$696.38$81,882.04
214Aug 2035$439.13$257.25$696.38$81,442.91
215Sep 2035$440.51$255.87$696.38$81,002.40
216Oct 2035$441.90$254.48$696.38$80,560.50
217Nov 2035$443.29$253.09$696.38$80,117.21
218Dec 2035$444.68$251.70$696.38$79,672.53
2035 Total$5,245.19$3,111.37$8,356.56
219Jan 2036$446.08$250.30$696.38$79,226.45
220Feb 2036$447.48$248.90$696.38$78,778.97
221Mar 2036$448.88$247.50$696.38$78,330.09
222Apr 2036$450.29$246.09$696.38$77,879.80
223May 2036$451.71$244.67$696.38$77,428.09
224Jun 2036$453.13$243.25$696.38$76,974.96
225Jul 2036$454.55$241.83$696.38$76,520.41
226Aug 2036$455.98$240.40$696.38$76,064.43
227Sep 2036$457.41$238.97$696.38$75,607.02
228Oct 2036$458.85$237.53$696.38$75,148.17
229Nov 2036$460.29$236.09$696.38$74,687.88
230Dec 2036$461.74$234.64$696.38$74,226.14
2036 Total$5,446.39$2,910.17$8,356.56
231Jan 2037$463.19$233.19$696.38$73,762.95
232Feb 2037$464.64$231.74$696.38$73,298.31
233Mar 2037$466.10$230.28$696.38$72,832.21
234Apr 2037$467.57$228.81$696.38$72,364.64
235May 2037$469.03$227.35$696.38$71,895.61
236Jun 2037$470.51$225.87$696.38$71,425.10
237Jul 2037$471.99$224.39$696.38$70,953.11
238Aug 2037$473.47$222.91$696.38$70,479.64
239Sep 2037$474.96$221.42$696.38$70,004.68
240Oct 2037$476.45$219.93$696.38$69,528.23
241Nov 2037$477.95$218.43$696.38$69,050.28
242Dec 2037$479.45$216.93$696.38$68,570.83
2037 Total$5,655.31$2,701.25$8,356.56
243Jan 2038$480.95$215.43$696.38$68,089.88
244Feb 2038$482.46$213.92$696.38$67,607.42
245Mar 2038$483.98$212.40$696.38$67,123.44
246Apr 2038$485.50$210.88$696.38$66,637.94
247May 2038$487.03$209.35$696.38$66,150.91
248Jun 2038$488.56$207.82$696.38$65,662.35
249Jul 2038$490.09$206.29$696.38$65,172.26
250Aug 2038$491.63$204.75$696.38$64,680.63
251Sep 2038$493.18$203.20$696.38$64,187.45
252Oct 2038$494.72$201.66$696.38$63,692.73
253Nov 2038$496.28$200.10$696.38$63,196.45
254Dec 2038$497.84$198.54$696.38$62,698.61
2038 Total$5,872.22$2,484.34$8,356.56
255Jan 2039$499.40$196.98$696.38$62,199.21
256Feb 2039$500.97$195.41$696.38$61,698.24
257Mar 2039$502.54$193.84$696.38$61,195.70
258Apr 2039$504.12$192.26$696.38$60,691.58
259May 2039$505.71$190.67$696.38$60,185.87
260Jun 2039$507.30$189.08$696.38$59,678.57
261Jul 2039$508.89$187.49$696.38$59,169.68
262Aug 2039$510.49$185.89$696.38$58,659.19
263Sep 2039$512.09$184.29$696.38$58,147.10
264Oct 2039$513.70$182.68$696.38$57,633.40
265Nov 2039$515.32$181.06$696.38$57,118.08
266Dec 2039$516.93$179.45$696.38$56,601.15
2039 Total$6,097.46$2,259.1$8,356.56
267Jan 2040$518.56$177.82$696.38$56,082.59
268Feb 2040$520.19$176.19$696.38$55,562.40
269Mar 2040$521.82$174.56$696.38$55,040.58
270Apr 2040$523.46$172.92$696.38$54,517.12
271May 2040$525.11$171.27$696.38$53,992.01
272Jun 2040$526.76$169.62$696.38$53,465.25
273Jul 2040$528.41$167.97$696.38$52,936.84
274Aug 2040$530.07$166.31$696.38$52,406.77
275Sep 2040$531.74$164.64$696.38$51,875.03
276Oct 2040$533.41$162.97$696.38$51,341.62
277Nov 2040$535.08$161.30$696.38$50,806.54
278Dec 2040$536.76$159.62$696.38$50,269.78
2040 Total$6,331.37$2,025.19$8,356.56
279Jan 2041$538.45$157.93$696.38$49,731.33
280Feb 2041$540.14$156.24$696.38$49,191.19
281Mar 2041$541.84$154.54$696.38$48,649.35
282Apr 2041$543.54$152.84$696.38$48,105.81
283May 2041$545.25$151.13$696.38$47,560.56
284Jun 2041$546.96$149.42$696.38$47,013.60
285Jul 2041$548.68$147.70$696.38$46,464.92
286Aug 2041$550.40$145.98$696.38$45,914.52
287Sep 2041$552.13$144.25$696.38$45,362.39
288Oct 2041$553.87$142.51$696.38$44,808.52
289Nov 2041$555.61$140.77$696.38$44,252.91
290Dec 2041$557.35$139.03$696.38$43,695.56
2041 Total$6,574.22$1,782.34$8,356.56
291Jan 2042$559.10$137.28$696.38$43,136.46
292Feb 2042$560.86$135.52$696.38$42,575.60
293Mar 2042$562.62$133.76$696.38$42,012.98
294Apr 2042$564.39$131.99$696.38$41,448.59
295May 2042$566.16$130.22$696.38$40,882.43
296Jun 2042$567.94$128.44$696.38$40,314.49
297Jul 2042$569.73$126.65$696.38$39,744.76
298Aug 2042$571.52$124.86$696.38$39,173.24
299Sep 2042$573.31$123.07$696.38$38,599.93
300Oct 2042$575.11$121.27$696.38$38,024.82
301Nov 2042$576.92$119.46$696.38$37,447.90
302Dec 2042$578.73$117.65$696.38$36,869.17
2042 Total$6,826.39$1,530.17$8,356.56
303Jan 2043$580.55$115.83$696.38$36,288.62
304Feb 2043$582.37$114.01$696.38$35,706.25
305Mar 2043$584.20$112.18$696.38$35,122.05
306Apr 2043$586.04$110.34$696.38$34,536.01
307May 2043$587.88$108.50$696.38$33,948.13
308Jun 2043$589.73$106.65$696.38$33,358.40
309Jul 2043$591.58$104.80$696.38$32,766.82
310Aug 2043$593.44$102.94$696.38$32,173.38
311Sep 2043$595.30$101.08$696.38$31,578.08
312Oct 2043$597.17$99.21$696.38$30,980.91
313Nov 2043$599.05$97.33$696.38$30,381.86
314Dec 2043$600.93$95.45$696.38$29,780.93
2043 Total$7,088.24$1,268.32$8,356.56
315Jan 2044$602.82$93.56$696.38$29,178.11
316Feb 2044$604.71$91.67$696.38$28,573.40
317Mar 2044$606.61$89.77$696.38$27,966.79
318Apr 2044$608.52$87.86$696.38$27,358.27
319May 2044$610.43$85.95$696.38$26,747.84
320Jun 2044$612.35$84.03$696.38$26,135.49
321Jul 2044$614.27$82.11$696.38$25,521.22
322Aug 2044$616.20$80.18$696.38$24,905.02
323Sep 2044$618.14$78.24$696.38$24,286.88
324Oct 2044$620.08$76.30$696.38$23,666.80
325Nov 2044$622.03$74.35$696.38$23,044.77
326Dec 2044$623.98$72.40$696.38$22,420.79
2044 Total$7,360.14$996.42$8,356.56
327Jan 2045$625.94$70.44$696.38$21,794.85
328Feb 2045$627.91$68.47$696.38$21,166.94
329Mar 2045$629.88$66.50$696.38$20,537.06
330Apr 2045$631.86$64.52$696.38$19,905.20
331May 2045$633.84$62.54$696.38$19,271.36
332Jun 2045$635.84$60.54$696.38$18,635.52
333Jul 2045$637.83$58.55$696.38$17,997.69
334Aug 2045$639.84$56.54$696.38$17,357.85
335Sep 2045$641.85$54.53$696.38$16,716.00
336Oct 2045$643.86$52.52$696.38$16,072.14
337Nov 2045$645.89$50.49$696.38$15,426.25
338Dec 2045$647.92$48.46$696.38$14,778.33
2045 Total$7,642.46$714.1$8,356.56
339Jan 2046$649.95$46.43$696.38$14,128.38
340Feb 2046$651.99$44.39$696.38$13,476.39
341Mar 2046$654.04$42.34$696.38$12,822.35
342Apr 2046$656.10$40.28$696.38$12,166.25
343May 2046$658.16$38.22$696.38$11,508.09
344Jun 2046$660.23$36.15$696.38$10,847.86
345Jul 2046$662.30$34.08$696.38$10,185.56
346Aug 2046$664.38$32.00$696.38$9,521.18
347Sep 2046$666.47$29.91$696.38$8,854.71
348Oct 2046$668.56$27.82$696.38$8,186.15
349Nov 2046$670.66$25.72$696.38$7,515.49
350Dec 2046$672.77$23.61$696.38$6,842.72
2046 Total$7,935.61$420.95$8,356.56
351Jan 2047$674.88$21.50$696.38$6,167.84
352Feb 2047$677.00$19.38$696.38$5,490.84
353Mar 2047$679.13$17.25$696.38$4,811.71
354Apr 2047$681.26$15.12$696.38$4,130.45
355May 2047$683.40$12.98$696.38$3,447.05
356Jun 2047$685.55$10.83$696.38$2,761.50
357Jul 2047$687.70$8.68$696.38$2,073.80
358Aug 2047$689.86$6.52$696.38$1,383.94
359Sep 2047$692.03$4.35$696.38$691.91
360Oct 2047$691.91$2.17$694.08$0.00
2047 Total$6,842.72$118.78$6,961.5
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