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Fixed Rate Home Loan 1 Year

Customise your mortgage repayments by entering your details:

I want to borrow

Loan Term

years

Repayment Frequency

Pros:
  • Extra low interest rate for refinancers
  • No ongoing fees
  • 100% full offset account
  • Suitable for low deposits
Cons:
  • Limited extra repayments
  • Discharge fee at end of loan
  • Not available for self-employed borrowers
  • Repayments won't decrease if RBA cuts rates

Details & Fees

Maximum LVR
Maximum LVR
95%
Interest rate structure
Interest rate structure
Fixed - 1 year
Borrowing range
Total repayments
Total repayments
$566,028View repayment schedule »
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
1 - 30 years
Offset account
Offset account
100% offset account
Extra repayments
Extra repayments
Allowed with restrictions
Redraw facility
Redraw facility
Redraw fee: $0
Allows split interest
Allows split interest
Suitable For
Suitable ForOwner Occupiers
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsFortnightly, Monthly, Weekly
Estimated upfront fees
Estimated upfront fees
$500
Application fee
Application fee$500
Settlement fee
Settlement fee$0
Valuation fee
Valuation fee
$0
Legal fee
Legal fee
$0
Ongoing fee
Ongoing fee
$0
Discharge fee
Discharge fee$300
Maximum LVR
Maximum LVR
95%
Interest rate structure
Interest rate structure
Fixed - 1 year
Borrowing range
Total repayments
Total repayments
$566,028View repayment schedule »
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
1 - 30 years
Offset account
Offset account
100% offset account
Extra repayments
Extra repayments
Allowed with restrictions
Redraw facility
Redraw facility
Redraw fee: $0
Allows split interest
Allows split interest
Suitable For
Suitable ForOwner Occupiers
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsFortnightly, Monthly, Weekly
Estimated upfront fees
Estimated upfront fees
$500
Application fee
Application fee$500
Settlement fee
Settlement fee$0
Valuation fee
Valuation fee
$0
Legal fee
Legal fee
$0
Ongoing fee
Ongoing fee
$0
Discharge fee
Discharge fee$300

G&C Mutual Bank, formerly the SGE Credit Union, is an Australian member-owned mutual bank that was founded in 1959.

The bank has over 36,000 members, with a head office in Sydney and service centres in Melbourne and throughout NSW. It offers a range of financial products, such as home and personal loans, banking accounts and term deposits, insurance and credit cards. It also offers financial planning via a network of G&C Local Business Managers.

G&C Mutual has won a number of awards, including Money Magazine’s Best Savings Account award in 2012.

G&C Mutual Bank Home Loan Calculator  
Interested in a G&C Mutual Bank home loan? RateCity has a suite of calculators that can show you what your repayments would be and how G&C Mutual Bank compares to its competitors. Simply plug in your borrowing amount below.

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