RateCity.com.au
Advertisement

Standard Home Loan Fixed 4 Years

Customise your mortgage repayments by entering your details:

I want to borrow

Loan Term

years

Repayment Frequency

Pros:
  • No ongoing fees
  • Parents can sign as guarantor
  • Extra repayments + redraw services
  • Repayments will not change during fixed period
Cons:
  • Limited extra repayments
  • Discharge fee at end of loan
  • Repayments won't decrease if RBA cuts rates

Details & Fees

Maximum LVR
Maximum LVR
80%
Interest rate structure
Interest rate structure
Fixed - 4 years
Borrowing range
Borrowing range
$10k - $100mCalculate how much you can borrow »
Total repayments
Total repayments
$604,584View repayment schedule »
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
1 - 30 years
Offset account
Offset account
Extra repayments
Extra repayments
Allowed with restrictions
Redraw facility
Redraw facility
Redraw fee: $25
Allows split interest
Allows split interest
Suitable For
Suitable ForOwner Occupiers
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsFortnightly, Monthly, Weekly
Estimated upfront fees
Estimated upfront fees
$1124.00
Application fee
Application fee
$699
Settlement fee
Settlement fee
$125
Valuation fee
Valuation fee
$300
Legal fee
Legal fee
$0
Ongoing fee
Ongoing fee
$0
Discharge fee
Discharge fee
$300
Maximum LVR
Maximum LVR
80%
Interest rate structure
Interest rate structure
Fixed - 4 years
Borrowing range
Borrowing range
$10k - $100mCalculate how much you can borrow »
Total repayments
Total repayments
$604,584View repayment schedule »
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
1 - 30 years
Offset account
Offset account
Extra repayments
Extra repayments
Allowed with restrictions
Redraw facility
Redraw facility
Redraw fee: $25
Allows split interest
Allows split interest
Suitable For
Suitable ForOwner Occupiers
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsFortnightly, Monthly, Weekly
Estimated upfront fees
Estimated upfront fees
$1124.00
Application fee
Application fee
$699
Settlement fee
Settlement fee
$125
Valuation fee
Valuation fee
$300
Legal fee
Legal fee
$0
Ongoing fee
Ongoing fee
$0
Discharge fee
Discharge fee
$300
Compare your product with the big 4 banks, or add more products to compare