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State Custodians

Since 2007, State Custodians has set out with a simple mission to provide Australians with a real alternative to the big banks. State Custodians are an online-only lender with a large range of home loan options which are suitable to all borrowers. State Custodian loans are backed by RESIMAC Limited who have been funding home loans in Australia for over 30 years.

State Custodians has won numerous awards and been recognised as the 2015 Non-Bank Lender of the Year by Money magazine five years in a row.

State Custodians Home Loan Calculator
Interested in an State Custodians home loan? RateCity has a suite of calculators that can show you what your repayments would be and how State Custodians compares to its competitors. Simply plug in your borrowing amount below. 

Pros:
  • State Custodians offer a variety of home loan products.
  • Flexible loan options.
  • Award winning loan products.
Cons:
  • No branch network.
  • Some products include fees.
State Custodians customer service:

Home loan customers can contact State Custodians calling the customer support line, emailing customer support directly or via the online chat function. As State Custodians is an online only lender there is no branch network.

✓     Customer service centre (phone)

✓     Online banking

✓     Email

✓     Live Chat

State Custodians Home Loan Calculator

Mortgage Balance

Monthly Repayment

Interest Rate

%

Remaining loan term:

26 years and 8 months

Savings over 10 years

Company
Product
Advertised rate
Comparison rate*
Monthly repayment
Savings Over Years
Estimated upfront fees
Go To Site

How to Apply

Customers wanting to apply for a State Custodians loan can apply by filling out a pre-qualification application online or by calling the bank. Before applying for a home loan it is advisable to think about how much money you could conceivably borrow given your financial situation and income.

You will also need to provide documentation when applying for a home loan. This will include:

  • Name and contact details of each borrower.
  • Income & expenses.
  • Existing property details and liabilities.
  • If you’re self-employed you will need to include the last two Business Activity Statements (BAS), three months of business bank statements and a letter of verification from an accountant.
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