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Fixed Home Loan (Principal and Interest) 3 Years

Customise your mortgage repayments by entering your details:

I want to borrow

Loan Term

years

Repayment Frequency

Pros:
  • Extra low interest rate for refinancers
  • No ongoing fees
  • 100% full offset account
  • Suitable for low deposits
Cons:
  • No extra repayments
  • Discharge fee at end of loan
  • Not available for self-employed borrowers
  • Repayments won't decrease if RBA cuts rates

Details & Fees

Maximum LVR
Maximum LVR
95%
Interest rate structure
Interest rate structure
Fixed - 3 years
Borrowing range
Borrowing range
$25k - $100mCalculate how much you can borrow »
Total repayments
Total repayments
$572,184View repayment schedule »
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
1 - 30 years
Offset account
Offset account
100% offset account
Extra repayments
Extra repayments
Not Allowed
Redraw facility
Redraw facility
Allows split interest
Allows split interest
Suitable For
Suitable ForOwner Occupiers
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsFortnightly, Monthly, Weekly
Estimated upfront fees
Estimated upfront fees
$750
Application fee
Application fee$600
Settlement fee
Settlement fee$150
Valuation fee
Valuation fee
$0
Legal fee
Legal fee
$0
Ongoing fee
Ongoing fee
$0
Discharge fee
Discharge fee$75
Maximum LVR
Maximum LVR
95%
Interest rate structure
Interest rate structure
Fixed - 3 years
Borrowing range
Borrowing range
$25k - $100mCalculate how much you can borrow »
Total repayments
Total repayments
$572,184View repayment schedule »
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
1 - 30 years
Offset account
Offset account
100% offset account
Extra repayments
Extra repayments
Not Allowed
Redraw facility
Redraw facility
Allows split interest
Allows split interest
Suitable For
Suitable ForOwner Occupiers
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsFortnightly, Monthly, Weekly
Estimated upfront fees
Estimated upfront fees
$750
Application fee
Application fee$600
Settlement fee
Settlement fee$150
Valuation fee
Valuation fee
$0
Legal fee
Legal fee
$0
Ongoing fee
Ongoing fee
$0
Discharge fee
Discharge fee$75

Teachers Mutual Bank was formed in 1966 as the Hornsby Teachers Association Credit Union. It officially changed its name to Teachers Mutual Bank in 2010.

The Teachers Mutual Bank serves employees who work in the education sector, and their families. As a mutual bank, every customer is a shareholder and has a say in how it is run.

Its range of financial service products includes home loans, savings accounts, personal loans, credit cards, and insurance services.

Teachers Mutual Bank Home Loan Calculator
Interested in an Teachers Mutual Bank home loan? RateCity has a suite of calculators that can show you what your repayments would be and how Teachers Mutual Bank compares to its competitors. Simply plug in your borrowing amount below. 

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