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The Mac, formerly the Clutha Employees Credit Union, is a credit union based in the NSW region of Macarthur which been operating since 1971.

It began to help miners gain access to financial products, but then grew to service the wider Macarthur District in the late 1970s. At that time, it took the name Macarthur Credit Union, and then later became The Mac.

Unlike banks, The Mac is a credit union, which means it is owned by members, not shareholders.

The Mac Home Loan Calculator
Interested in an The Mac home loan? RateCity has a suite of calculators that can show you what your repayments would be and how The Mac compares to its competitors. Simply plug in your borrowing amount below. 

Pros:
  • Variety of home loan products.
  • Competitive interest rates.
  • Low fees.
Cons:
  • Doesn’t offer split loans.
The Mac customer service:

The Mac has a number of physical branches located throughout the Macarthur region. In addition to its bricks-and-mortar presence, there is also a 24/7 online banking service, email, an online enquiry form, and phone consultations and queries available Monday to Friday within business hours. You can also write to The Mac at its Camden office.

  • Customer service centre (phone)
  • Online banking
  • Email
  • Branch

The Mac Home Loan Calculator

Mortgage Balance

Monthly Repayment

Interest Rate

%

Remaining loan term:

26 years and 8 months

Savings over 10 years

Company
Product
Advertised rate
Comparison rate*
Monthly repayment
Savings Over Years
Estimated upfront fees
Go To Site
Details
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How to Apply

Applications and home loan enquiries can be made online at the The Mac website or by downloading and completing relevant documentation then posting them to The Mac Bank.  Alternately, you can visit one of the Sydney branches. When applying for a home loan, the lender may ask for the following documentation:

  • Personal identification material.
  • Proof of income and employment.
  • Information regarding debts and assets.  
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