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Essentials Home Loan (LVR 80%-90%)

Customise your mortgage repayments by entering your details:

I want to borrow

Loan Term

years

Repayment Frequency

Pros:
  • No ongoing fees
  • 100% full offset account
  • Extra repayments + redraw services
  • Free redraw facility
Cons:
  • Discharge fee at end of loan
  • Not available for self-employed borrowers
  • Repayments may increase if RBA raises rates

Details & Fees

Maximum LVR
Maximum LVR
90%
Interest rate structure
Interest rate structure
Variable
Borrowing range
Borrowing range
$100k - $3mCalculate how much you can borrow »
Total repayments
Total repayments
$592,920View repayment schedule »
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
1 - 30 years
Offset account
Offset account
100% offset account
Extra repayments
Extra repayments
Unlimited extra repayments
Redraw facility
Redraw facility
Redraw fee: $0
Allows split interest
Allows split interest
Suitable For
Suitable ForOwner Occupiers
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsFortnightly, Monthly, Weekly
Estimated upfront fees
Estimated upfront fees
$350
Application fee
Application fee$0
Settlement fee
Settlement fee$350
Valuation fee
Valuation fee
$0
Legal fee
Legal fee
$0
Ongoing fee
Ongoing fee
$0
Discharge fee
Discharge fee$380
Maximum LVR
Maximum LVR
90%
Interest rate structure
Interest rate structure
Variable
Borrowing range
Borrowing range
$100k - $3mCalculate how much you can borrow »
Total repayments
Total repayments
$592,920View repayment schedule »
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
1 - 30 years
Offset account
Offset account
100% offset account
Extra repayments
Extra repayments
Unlimited extra repayments
Redraw facility
Redraw facility
Redraw fee: $0
Allows split interest
Allows split interest
Suitable For
Suitable ForOwner Occupiers
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsFortnightly, Monthly, Weekly
Estimated upfront fees
Estimated upfront fees
$350
Application fee
Application fee$0
Settlement fee
Settlement fee$350
Valuation fee
Valuation fee
$0
Legal fee
Legal fee
$0
Ongoing fee
Ongoing fee
$0
Discharge fee
Discharge fee$380

The Rock Building Society was formed in 1967 in Rockhampton, Queensland. It was listed on the Australian Securities Exchange in 1992 and is now a division of MyState Bank Limited.

The Rock has a head office in Rockhampton and branches throughout Queensland. It offers a range of financial products including home and personal loans, bank and savings accounts, term deposits, credits card and insurance.

The Rock Building Society has won a number of local business awards, such as the ANZ/Morning Bulletin Best in the Business (Finance and Banking) Award in 2007.

The Rock Building Society Home Loan Calculator
Interested in an The Rock Building Society home loan? RateCity has a suite of calculators that can show you what your repayments would be and how The Rock Building Society compares to its competitors. Simply plug in your borrowing amount below. 

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