UniBank’s predecessor, Uniredit, opened its doors in 1964 in Western Australia. While it was originally established to service University of WA employees, it now offers loans and other financial services to all Western Australian residents. Its product range includes savings accounts, investment and personal loans, home loans, financial planning services and insurance services.
UniBank’s customers are also its shareholders and have a say in how it is run.
UniBank Home Loan Calculator
Interested in an UniBank home loan? RateCity has a suite of calculators that can show you what your repayments would be and how UniBank compares to its competitors. Simply plug in your borrowing amount below.
- Flexible home loan products.
- Mobile lenders who come to you.
- Competitive interest rates.
- Moderate to high upfront fees and costs.
- Small branch network.
While there are only a few bricks and mortar branches, UniBank customers can also bank online and use phonebank 24/7. Customers of UniBank also have access to the RediATM network of ATMs across Australia.
- Customer service call centre (phone)
- Online banking
- Branch (minimal branch network on the West coast of Australia)
- Mobile banking staff
UniBank Home Loan Calculator
Cash Out Amount
Remaining loan term:
26 years and 8 months
Savings over 10 years
Savings Over Years
Estimated upfront fees
Go To Site
Savings Over Years$27.8kSavings over 10 years
Savings Over Years$21.8kSavings over 10 years
Savings Over Years$15.6kSavings over 10 years
Advertised rate3.99%Fixed - 3 years
Savings Over Years$25.4kSavings over 10 years
Advertised rate3.84%Fixed - 2 years
Savings Over Years$29kSavings over 10 years
Advertised rate4.43%Fixed - 2 years
Savings Over Years$14.6kSavings over 10 years
UniBank Home Loans
UniBank Solutions Plus Loan Variable
The Solutions Plus Loan is available for UniBank customers who take out the Rewards Package. It offers a competitive variable rate for the life of the loan plus a range of discounted banking products.
UniBank Classic Home Loan Variable
The Classic Home Loan offers a competitive variable interest rate on a flexible home loan, along with a range of handy account features and no ongoing fees.
UniBank Teachers Fixed Option Home Loan InvestorFixedRefinancer
The UniBank Teachers Fixed Option Loan is available to both owner-occupiers and investors at a fixed interest rate for one to five years.
How to Apply
Applications can be made online, with the support of a one of UniBank’s home loan specialists. Before applying for a home loan it is advisable to think about how much money you could conceivably borrow given your financial situation and income. You will also need to provide documentation when applying for a home loan. This may include:
- Personal identification material.
- Proof of income or employment.
- Credit history details.