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UniBank is a customer-owned institution, which merged with Teachers Mutual Bank in 2015.

UniBank’s predecessor, Uniredit, opened its doors in 1964 in Western Australia. While it was originally established to service University of WA employees, it now offers loans and other financial services to all Western Australian residents. Its product range includes savings accounts, investment and personal loans, home loans, financial planning services and insurance services.

UniBank’s customers are also its shareholders and have a say in how it is run.

UniBank Home Loan Calculator
Interested in an UniBank home loan? RateCity has a suite of calculators that can show you what your repayments would be and how UniBank compares to its competitors. Simply plug in your borrowing amount below. 

Pros:
  • Flexible home loan products.
  • Mobile lenders who come to you.
  • Competitive interest rates.
Cons:
  • Moderate to high upfront fees and costs.
  • Small branch network.
UniBank customer service:

While there are only a few bricks and mortar branches, UniBank customers can also bank online and use phonebank 24/7. Customers of UniBank also have access to the RediATM network of ATMs across Australia.

  • Customer service call centre (phone)
  • Online banking
  • Email
  • Branch (minimal branch network on the West coast of Australia)
  • Mobile banking staff

UniBank Home Loan Calculator

Mortgage Balance

Monthly Repayment

Interest Rate

%

Remaining loan term:

26 years and 8 months

Savings over 10 years

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UniBank Home Loans

How to Apply

Applications can be made online, with the support of a one of UniBank’s home loan specialists. Before applying for a home loan it is advisable to think about how much money you could conceivably borrow given your financial situation and income. You will also need to provide documentation when applying for a home loan. This may include:

  • Personal identification material.
  • Proof of income or employment.
  • Credit history details.
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