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Variable Rate Home Loans

Search, compare and apply for variable rate home loans to find the most affordable interest rates in Australia. Variable rates move up and down in line with the Reserve Bank cash rate and the rates banks pay for funding, which means they are subject to change without notice. Variable rate home loans can help to reduce your repayments while interest rates go down. However, there is also the possibility that variable rates will rise, which means that you could face higher repayments during the term of your loan. Compare at RateCity from almost every variable rate home loan in Australia to find the lowest rates and best value loans on the market.

This is an information service. By browsing on the website and/or using our search tools, you are asking RateCity to provide you with information about home loans from multiple financial institutions. We will try to show you a range of products in response to your request for information. We are not a credit provider, and in giving you product information we are not making any suggestion or recommendation to you about a particular credit product. If you decide to apply for a home loan, you will deal directly with a financial institution, and not with RateCity.