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Empower Home Loan Fixed (Principal and Interest) (LVR < 80%) 1 Year

Customise your mortgage repayments by entering your details:

I want to borrow

Loan Term

years

Repayment Frequency

Pros:
  • Extra low interest rate for refinancers
  • No ongoing fees
  • Parents can sign as guarantor
  • Repayments will not change during fixed period
Cons:
  • Limited extra repayments
  • No redraw and no offset
  • Discharge fee at end of loan
  • Not available for self-employed borrowers

Details & Fees

Maximum LVR
Maximum LVR
80%
Interest rate structure
Interest rate structure
Fixed - 1 year
Borrowing range
Borrowing range
$100k - $5mCalculate how much you can borrow »
Total repayments
Total repayments
$565,380View repayment schedule »
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
1 - 30 years
Offset account
Offset account
Extra repayments
Extra repayments
Allowed with restrictions
Redraw facility
Redraw facility
Allows split interest
Allows split interest
Suitable For
Suitable ForOwner Occupiers
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsFortnightly, Monthly, Weekly
Estimated upfront fees
Estimated upfront fees
$330
Application fee
Application fee$0
Settlement fee
Settlement fee$0
Valuation fee
Valuation fee
$0
Legal fee
Legal fee
$330
Ongoing fee
Ongoing fee
$0
Discharge fee
Discharge fee$400
Maximum LVR
Maximum LVR
80%
Interest rate structure
Interest rate structure
Fixed - 1 year
Borrowing range
Borrowing range
$100k - $5mCalculate how much you can borrow »
Total repayments
Total repayments
$565,380View repayment schedule »
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
1 - 30 years
Offset account
Offset account
Extra repayments
Extra repayments
Allowed with restrictions
Redraw facility
Redraw facility
Allows split interest
Allows split interest
Suitable For
Suitable ForOwner Occupiers
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsFortnightly, Monthly, Weekly
Estimated upfront fees
Estimated upfront fees
$330
Application fee
Application fee$0
Settlement fee
Settlement fee$0
Valuation fee
Valuation fee
$0
Legal fee
Legal fee
$330
Ongoing fee
Ongoing fee
$0
Discharge fee
Discharge fee$400

Founded in 2007, Yellow Brick Road focuses on providing its customers with access to financial products and services like home loans, financial planning, insurance, superannuation and investment advice. As a full service wealth management company, Yellow Brick Road provides advice through a series of wealth managers who work from its extensive nationwide branch network. Yellow Brick Road offers loans from a broad range of lenders, in addition to their own catalogue of home loan products.

Yellow Brick Road Home Loan Calculator
Interested in a Yellow Brick Road home loan? RateCity has a suite of calculators that can show you what your repayments would be and how Yellow Brick Road compares to its competitors. Simply plug in your borrowing amount below. 

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