Laiki Bank Savings Accounts Essential Saver
| Interest paid | Quarterly | ATM facility |  |
| Max rate | 3.00 | EFTPOS facility | |
| Rate bal $1,000 | .35 | Phone facility |  |
| Rate bal $5,000 | .75 | Internet facility | |
| Rate bal $25,000 | 2.00 | Branch access over the counter | |
| Rate bal $50,000 | 2.50 | Salary direct credit facility | |
| Rate bal $100,000 | 3.00 | Sweep facility available | |
| Bonus interest rate | N/A | BPAY / BillPay | |
| Min opening deposit | 500 | GiroPost | |
| Account keeping fee | 5 | Cheque deposit fee | 0 |
| Cheque facility | |
Age restrictions | No |
| Debit card | |
Reporting options | Statement |
