Monthly repayments are based on advertised rate, loan amount and selected payment frequency over 25 years.
The comparison rate is based on secured credit of $150,000 and a term of 25 years. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan.
Consider whether this general financial advice is right for your personal circumstances. You may need financial advice from a qualified adviser. Read our detailed disclosure here.
Welcome to RateCity's Loan section.
Are you in the market for a home, car or personal loan or do you currently have a loan and want to make sure you’re getting a good deal? RateCity allows you to search, compare and apply for more than 2000 home loans, personal loans and car loans – all in the one place.
Just complete the quick form at the top of this page and get your results immediately, or head straight to one of our popular searches found at the base of this page.
Should you need any help completing the Loans Calculator form or if you just want to learn more about mortgages and other loans, make sure you check out our Loans Calculator Guide.
Finding the right loan for you is important – use our Loans Guide to get the most up-to-date information, hints and tips about Car, Personal and Home Loans.
If you are looking to learn more about loan repayments and how they’re calculated, the fees involved with getting a loan or different features available with some loans, you are in the right place.
Read definitions on a range of loans terms using our Loans articles page. Familiarise yourself with the difference between advertised rates and real rates, learn about accelerating repayments and cash rates or find out if a low doc mortgage is the one for you. Get started by checking out the articles below.
Popular Loans Searches
Variable Rate Mortgages
Variable mortgages are the market standard. By applying for a variable rate mortgage, your interest rate will move along with the market rate, so you may find your repayments changing many times a year. Click on the link below to start comparing today!
Find a variable rate loan
Personal Loan Ratings
CANSTAR CANNEX personal loan ratings compare the major types of secured and unsecured personal loans products in Australia. Products are given a rating out of five stars for their comparative cost and for the array of positive features attached to the loan.
Low Interest Home Loans
Search, compare and apply for low interest home loans to find the most affordable mortgages in Australia. Often these are introductory home loans that provide a discounted interest rate for the beginning of the loan.
Compare low rate mortgages
Popular Loans Searches
Low Interest Personal Loans
For the latest low interest personal loans, compare online at RateCity to find a deal to match your repayment style. Choose from an extensive range of low interest personal loans that have been compiled by CANSTAR CANNEX. Click on the link below to start comparing today!
Find a low interest personal loan
Fixed Rate Mortgages
If you are the type of person who enjoys a degree of financial certainty then a fixed rate is the way to go. Knowing that your monthly repayments won't be affected by economic conditions can also provide you with security and the ability to budget carefully.
Find a fixed rate loan
Fixed Rate Personal Loans
Fixed rate personal loans make it easier to prepare a more reliable budget for the long term, as the repayments will be the same. If you are in the market for such a loan then click on the link to compare products and find one that suits your needs.
Find a fixed rate personal loan
Latest Loan NewsMay 21, 2013
Many 18 to 30 year olds are worried about money and may not be properly educated about managing their finances, both in the short term and for longer term areas such as saving for a property.May 20, 2013
Even at today’s low rates, the total interest bill can amount to almost as much as the initial loan. But there are ways to reduce the mortgage quickly and painlessly to save interest.May 16, 2013
The deals on offer look pretty attractive. But reports suggest not all deals are what they seem with some motorists allegedly paying more in interest than the cost of their new cars.
Latest Loan NewsOct 02, 2012
May update: RBA cuts the cash rate to 2.75 percentMay 05, 2013
February saw the highest value of investment loans written since before the global financial crisis, with investors borrowing $7.9 billion, Australian Bureau of Statistics data shows.Apr 30, 2013
From credit cards to car loans and the mortgage, you can free yourself from debt. There are simple tips to cover everything and free up some cash in the weekly budget.
Latest Loan NewsApr 29, 2013
The mortgage is taking a bigger chunk of our income now, despite lower interest rates. But is it cheaper to rent than buy?Aug 04, 2011
Cars depreciate on average by around 14 percent per year in the first three years, then up to eight percent after that.Apr 15, 2013
In the first three months of this year, 4774 Australians went bankrupt – that’s 53 people per day, according to the federal government’s Insolvency and Trustee Service.