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Loans News

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Three reasons to consider investing in property

23rd of June 2014

Perhaps you've always been curious about investing in property but weren't sure of the particulars. Here's some reasons why real estate could be an avenue for you.

What Australia’s growth means for property buyers

18th of June 2014

Australia's population will more than double in a little over 60 years. For those thinking about getting a home loan, this could have a variety of impacts.

In debt at 105-years-old

17th of June 2014

The prospect of being in debt for a 30-year standard home loan period is cumbersome for most, so imagine carrying this debt into the ripe old age of 105.

Four things you might forget when buying a house

16th of June 2014

Buying a house is always complicated, but if this is your first time doing it, you might miss out a few important details.

Why to sell in winter and buy in spring

14th of June 2014

When it comes to selling houses, the conventional wisdom is that spring is the best time to go to market. Reasons cited include the extra sunshine, which can make homes look brighter and gardens more blooming, and the fact that warmer weather is more conducive to bringing buyers out in droves.

The real cost of buying a car

10th of June 2014

Buying a car for the first time can be fun – for example, choosing one that suits your personality as well as your transport needs – but it can be daunting in equal parts. And it can end up costing a lot more than you originally thought.

Why now’s the time to pay extra off your mortgage

7th of June 2014

With household spending slowing, real wages declining and construction also on a downward trend, it was perhaps not surprising that the Reserve Bank of Australia decided to leave interest rates unchanged at its June board meeting this week.

Low interest rates improve housing affordability

4th of June 2014

There’s good news for mortgage holders and first home buyers: record low interest rates have contributed to the most favourable housing affordability conditions in 12 years, according to the Housing Industry Association (HIA).

VIDEO: June RBA Wrap - RateCity news update

3rd of June 2014

With the Reserve Bank of Australia leaving interest rates on hold at 2.5% again, and to talk more about the impact to housing affordability, we spoke with Alex Parsons, the CEO of RateCity.

Is it time to fix your mortgage interest rate?

2nd of June 2014

If you have a mortgage, the current historically low interest rates have no doubt been a welcome relief.

Increase your chances of a loan approval

24th of May 2014

Whether you are applying for a more sizeable home loan or a smaller personal loan, your chances of approval will be much greater if you are prepared and pre-empt any concerns your chosen lender may have.

The danger of low interest rates

19th of May 2014

With record low interest rates, it may be tempting to borrow more money to buy your dream home while the repayments are also low.

First home buyers hit by budget cuts

14th of May 2014

The Federal Government has scrapped the First Home Saver Accounts scheme which is currently housing up to 46,000 active accounts and over $521 million in first home buyer’s savings.

When property investment goes wrong

12th of May 2014

Last week’s RBA rate hold announcement was great news for Australian property investors. With the cash rate set to stay at 2.5 percent, a high demand for rental properties and property prices across Australia booming, it presents attractive market conditions for property investors.

Five smart room fixes to boost your home sale

10th of May 2014

If you’ve ever inspected a home to buy, you know that a fuss-free well-presented property is a far more attractive proposition than one with wonky guttering or musty old carpet. So if you’re on the selling side of the equation, making cosmetic improvements and smart repairs can help you sell your home faster at a higher price.

How to retire gracefully

9th of May 2014

With the May 13 government budget announcement looming, there is lots of speculation surrounding retirement as Treasurer Joe Hockey casts an eye over the age pension, retirement age and superannuation – so what can you be doing to set yourself up for retirement?

How to sell your home while buying a new one

28th of April 2014

Whether you are upsizing or downsizing, the process of selling your home and juggling home loans, while buying a new one, can be fraught with stress and unwelcomed costs.

Tough times for first home buyers

24th of April 2014

Anyone trying to buy a home in Australia knows our property prices are among the highest in the world. As a result, it can be particularly hard for first home buyers to break into the market.

Negative gearing update

22nd of April 2014

There have been calls for its abolishment in the past, and now reports suggest the federal government is at least considering changes to negative gearing.

Are you financial ready to fly the nest?

21st of April 2014

Deciding to fly the nest and leave the security of your parent’s humble abode can be daunting – especially if you are soaring towards your first home loan. Besides being emotionally prepared for regular home loan repayments and long-term investments there are a lot of other questions you should be asking yourself.

Home versus baby: Can you tackle both?

19th of April 2014

Starting a family is a happy and exciting time, but it can also be financially stressful transitioning from two incomes to one while taking on the extra costs that come with a newborn.

What every first home buyer needs to know

5th of April 2014

Buying a home is a big commitment, both financially and emotionally. There is quite a lot to plan, organise and consider during the process, besides simply securing a home loan, so here is our list of what every first home buyer should know.

Are you ready to buy an investment property?

28th of March 2014

Property investment is a popular wealth creation strategy in Australia, and it’s easy to see why. Houses and apartments can be easier to understand than the share market, not to mention less volatile, and a shortage of stock can guarantee a steady capital gains trajectory.

Is now a good time to buy a home?

24th of March 2014

If you already own your home, the good news is that its value is likely to steadily increase this year.

Mutual benefits: what’s a non-bank?

20th of March 2014

Unlike the publicly listed big banks, which have a responsibility to maximise profits for shareholders, credit unions, mutual building societies and mutual banks focus on their members – or customers.

About Loans News

RateCity provides loan news and features, including a range of weekly stories and economic updates. By checking our loan news and features daily, you can ensure that you receive up to date, expert commentary on current financial and economic issues. Before you search, compare or apply for a loan that may be one of the best for your needs, help yourself understand the market by reading loan news and features at RateCity.