RateCity.com.au
Advertisement

BT Margin Loan


RateCity Staff

By RateCity Staff

2 min read

A BT margin loan from BT Financial Group and lets you borrow money to invest in securities or managed funds, using cash, shares or managed funds as security for the loan.

A Standard BT margin loan provides you with flexibility to increase the size and diversification of your investment portfolio, while offering a loan to value ratio of between 35 percent and 80 percent, depending on your choice of security. This means that you can only borrow up to a maximum of 80 percent of your investment.

BT Financial Group also offers BT Margin Lending Online, which is linked to a Westpac Broking online share trading account to process all of your trades conveniently online. This loan also provides a discount of at least 0.2 percent below standard BT margin loan rates.

You can also choose to either pay the variable interest rate or prepay the interest amount. The variable rate is paid monthly in arrears, while prepaying the interest rate involves fixing it at 3, 6, 9 or 12 months intervals, which gives you the option of budgeting your cash flow under fixed repayments.

Compare the BT margin loan 12 of Australia's largest margin lenders to find some of the best BT margin loans for you.

Advertisement

Contact a Broker

A broker will compare hundreds of home loans to help find the right deal for you, at no cost.

By submitting this form, I accept Loan Market's terms and conditions, privacy policy and Collection Statement for this service.

Yes, I'd like to get email updates from RateCity

Submit your details now and a local expert will be in touch within a few business hours. They'll compare hundreds of home loans from up to 20 lenders including the big banks to find the loan that's right for you. Book your free appointment today.

Loan Market Pty LTD | Australian Credit License 390222 ABN 89 105 230 019

Compare your product with the big 4 banks, or add more products to compare
Advertisement