A Standard BT margin loan provides you with flexibility to increase the size and diversification of your investment portfolio, while offering a loan to value ratio of between 35% and 80%, depending on your choice of security. This means that you can only borrow up to a maximum of 80% of your investment.
BT Financial Group also offers BT Margin Lending Online, which is linked to a Westpac Broking online share trading account to process all of your trades conveniently online. This loan also provides a discount of at least 0.2 percent below standard BT margin loan rates.
You can also choose to either pay the variable interest rate or prepay the interest amount.A The variable rate is paid monthly in arrears, while prepaying the interest rate involves fixing it at 3, 6, 9 or 12 months intervals, which gives you the option of budgeting your cash flow under fixed repayments.
Compare the BT margin loan 12 of Australia's largest margin lenders to find some of the best BT margin loans for you.