BT Margin Loan

A BT margin loan from BT Financial Group and lets you borrow money to invest in securities or managed funds, using cash, shares or managed funds as security for the loan.

A Standard BT margin loan provides you with flexibility to increase the size and diversification of your investment portfolio, while offering a loan to value ratio of between 35 percent and 80 percent, depending on your choice of security. This means that you can only borrow up to a maximum of 80 percent of your investment.

BT Financial Group also offers BT Margin Lending Online, which is linked to a Westpac Broking online share trading account to process all of your trades conveniently online. This loan also provides a discount of at least 0.2 percent below standard BT margin loan rates.

You can also choose to either pay the variable interest rate or prepay the interest amount. The variable rate is paid monthly in arrears, while prepaying the interest rate involves fixing it at 3, 6, 9 or 12 months intervals, which gives you the option of budgeting your cash flow under fixed repayments.

Compare the BT margin loan 12 of Australia's largest margin lenders to find some of the best BT margin loans for you.

This is an information service. By browsing on the website and/or using our search tools, you are asking RateCity to provide you with information about products from multiple financial institutions. We will try to show you a range of products in response to your request for information. The search results do not include all providers and may not compare all features relevant to you, for further details refer to our FSCG. The rating shown is only one factor to take into account when considering these products. We are not a credit provider, and in giving you product information we are not making any suggestion or recommendation to you about a particular credit product. If you decide to apply for a product, you will deal directly with a financial institution, and not with RateCity. Rates and product information should be confirmed with the relevant financial institution, and you should review the PDS before you decide to purchase. See our terms of use for further details. This advice is general and has not taken into account your objectives, financial situation or needs. Consider whether this advice is right for you.