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This is an information service. By browsing on the website and/or using our search tools, you are asking RateCity to provide you with information about Margin Loans from multiple financial institutions. We will try to show you a range of products in response to your request for information. The search results do not include all providers, for further details refer to our FSCG. We are not a credit provider, and in giving you product information we are not making any suggestion or recommendation to you about a particular credit product. If you decide to apply for a Margin Loan, you will deal directly with a financial institution, and not with RateCity.

Loan Margins

Loan margin, or otherwise margin loans, provide you with the cash to invest in shares and managed funds by keeping your shares as security for the loan.

By allowing you to invest in more shares than you could typically afford, you have the chance to gain higher returns when your portfolio rises in value. However, this also puts you at risk of bigger losses if the value of your portfolio drops.

Margin lenders will only lend a percentage of the total investment amount. This percentage is known as the loan to value ratio (LVR). So if a margin loan's LVR is 65%, if you plan to borrow to buy $10,000 worth of shares, you would need to pay $3500, or 35% as a deposit.

Compare loan margins at RateCity to find some of the lowest rates in Australia , and maximise the profits from your share market investment.

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About Margin Loans Articles

RateCity provides margin loan news and features, including a range of weekly stories and economic updates. By checking our margin loan news and features daily, you can ensure that you receive up to date, expert commentary on current financial and economic issues. Before you search, compare or apply for the best margin loan for you, help yourself understand the market by reading mortgage news and features at RateCity.