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This is an information service. By browsing on the website and/or using our search tools, you are asking RateCity to provide you with information about Margin Loans from multiple financial institutions. We will try to show you a range of products in response to your request for information. The search results do not include all provider sand may not compare all features relevant to you, for further details refer to our FSCG. The rating shown is only one factor to take into account when considering these products. See the rating methodology We are not a credit provider, and in giving you product information we are not making any suggestion or recommendation to you about a particular credit product. If you decide to apply for a Margin Loan, you will deal directly with a financial institution, and not with RateCity.

Margin Lending Loans

Margin lending loans allow you to borrow money to invest in shares and managed funds. Your investment is held as security for the loan, which allows you to make bigger investments than you could normally afford.

Benefits
When you have more money to invest, your gains are magnified in the case that your portfolio rises in value, giving you higher profits than you could achieve without the borrowed cash. Using margin lending loans to fund your share investments can also give you tax incentives.

Risks
When your shares lose value, the losses you make will also be magnified, which add on to the loan that you already need to repay. When the value of your investment portfolio begins to fall below your loan amount, you run the risk of negative equity, which is the risk of having to repay more money than you borrowed. Margin loans may suit you if you are comfortable with a healthy level of risk, due to the often unpredictable movements of share prices.

Visit our margin lending loans comparison page to discover some of the best products and most affordable features to make your investment work for you.

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About Margin Loans Articles

RateCity provides margin loan news and features, including a range of weekly stories and economic updates. By checking our margin loan news and features daily, you can ensure that you receive up to date, expert commentary on current financial and economic issues. Before you search, compare or apply for the best margin loan for you, help yourself understand the market by reading mortgage news and features at RateCity.