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Margin Loans Rates


RateCity Staff

By RateCity Staff

1 min read

When looking at the most important aspects of margin loans, rates and features are at the top of the list. Most borrowers look for affordable deals, but at the same time, want a margin loan that matches their investment plans and expectations.

Margin loans ratesare often variable, which mean that they are subject to change without notice. If they suddenly increase over a short period, you may find yourself unable to afford repayments, which increases your risk of missing payments or defaulting on the loan. To prevent this, borrowers will budget for interest rate increases of at least 2 percent in the near future.

To protect themselves from borrower default or losses, margin lenders will set a loan to value ratio (LVR), which is the percentage of the investment that they are willing to lend.

Compare margin loans rates across some of Australia’s best lenders using our comparison tools to find the cheapest offers to support your share investment.

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