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What the Researchers Say:

A "good value for money" superannuation fund that is strong in nearly all assessment areas but with average features and/or performance in one or more of our assessment criteria.

You should contact your financial adviser or this fund before making an investment decision.

  • Gold
  • Infinity Recognised
Awards
Fund data valid as of May 31, 2016

Typical Fees

Balance This Fund Industry Average Difference
50k $985 $707 $278
250k $3,965 $3,049 $916
500k $7,690 $5,783 $1,907

Investment Allocation

Intl shares 27.0%
Aus shares 26.0%
Property 6.5%
Alternative 15.5%
Fixed interest 22.0%
Cash 3.0%

Fees & Charges

Membership Fee $240
Asset Admin Fee 0.71%
Investment Fee 0.78%
Switching Fee $0
Exit Fee $0
Account Size Discount Yes
Employer Size Discount N/A

Fund Features

Financial Planning Service
Health Insurance
Home Loans
Credit Cards
Binding Nominations
Non-lapsing Binding Nominations
Insurance Life Event Increases
Anti-detriment Payments
Long Term Income Protection

About this Fund

Membership 2,144,697
Total Assets $53,718,067,000
Year Started 2007
Target Market
Offered to Public?
Fund Type Master Trust-Allocated Pension

Fund Highlights - provided by AMP SignatureSuper Allocated Pension

For full details of fee discounts applicable on a member's plan, contact AMP SignatureSuper on 1300 366 019.
Dynamic investment menu providing access to up to 80 investment options
Lifestyle education and wealth management resources available to members through a network of commission free financial planners
Online member access using My Portfolio
Good range of multi-manager ethical investment options via the AMP Responsible Investment Leaders suite

Investment Option Performance

Asset Allocation Category FYTD FY 2015 FY 2014 FY 2013 FY 2012 FY 2011 Comparison
Balanced 2.84%
11.83%
13.57%
17.52%
0.54%
9.41%
Fund
Benchmark
High Growth 2.54%
3.50%
13.31%
13.21%
16.52%
17.79%
22.69%
22.59%
-2.40%
-3.09%
11.19%
11.80%
Fund
Benchmark
Conservative Balanced 2.90%
3.85%
8.71%
8.25%
10.52%
11.01%
13.05%
12.60%
2.32%
3.18%
7.71%
9.13%
Fund
Benchmark
Secure 1.43%
3.85%
1.86%
8.25%
2.16%
11.01%
3.09%
12.60%
4.04%
3.18%
4.72%
9.13%
Fund
Benchmark
Growth 2.44%
4.21%
13.23%
11.50%
15.60%
15.91%
21.03%
19.45%
-1.37%
-1.21%
10.86%
11.20%
Fund
Benchmark
Australian Shares 2.76%
5.54%
6.14%
6.75%
16.69%
18.31%
24.10%
23.30%
-5.68%
-6.67%
14.46%
12.47%
Fund
Benchmark
Overseas Shares 3.40%
0.46%
24.12%
20.36%
20.00%
19.88%
31.14%
29.76%
-3.35%
-3.07%
2.30%
7.44%
Fund
Benchmark
Capital Stable 2.82%
3.63%
6.90%
6.35%
7.94%
8.17%
9.17%
9.14%
4.35%
4.79%
6.01%
7.97%
Fund
Benchmark
Property 3.57%
11.94%
16.37%
10.92%
13.17%
10.68%
14.33%
12.91%
5.07%
7.92%
20.27%
11.91%
Fund
Benchmark
  • Legend:
  • Outperformed average
  • Underperformed average
  • Negative returns

Annualised figures are the average per year returns of the rated option based on the cumulative returns for the past 5 years to 30/06/2015, past performance is not a reliable indicator of future performance. Performance and fee data is based on the option which is rated by SuperRatings and stated on each product's landing page.

Benchmark investment information - how performance is measured

To ensure comparability for consumers, the RateCity superannuation comparison is based on the asset allocation of each of the MySuper/Pension products, irrespective of the name of the investment option. This methodology allows consumers to compare products on a like for like basis and removes any ambiguities associated with the name of the investment option. For example, an investment option may be classified as growth, however its asset allocation may in fact mean it should be classified as high growth. By using the asset allocation as the dominant identifier, we believe this provides the most robust framework for consumers to compare funds and recognise that this is a consistent approach to that of SuperRatings methodology.

Option Type Percentage of Growth Assets
min-max %
High Growth 91-100%
Growth 77-90%
Balanced 60-76%
Conservative Balanced 41-59%
Capital Stable 20-40%
Secure 0-19%

What the researchers say

AMP SignatureSuper was established in 2003 for corporate superannuation plans requiring significant flexibility and tailored features. AMP SignatureSuper Allocated Pension commenced in 2007. AMP SignatureSuper received an Infinity Recognised Award in 2015 for the 7th consecutive year, in recognition of excellence in environmental and social principals.

Members have access to an extensive investment menu featuring 80 Diversified, Single-Sector and Single Manager options. Access to Term Deposits is also provided. The Future Directions Balanced option has outperformed the SuperRatings Index over the long term.

Fees for this product are higher than the industry average across all account balances assessed. As member fees and asset administration fees can be tailored to individual plans, these ratings are indicative only.

AMP SignatureSuper Allocated Pension offers an excellent level of flexibility. Members have the ability to receive their pension payments in a variety of frequencies ranging from fortnightly to annually. Members can also elect any pension payment date and change their payment details at any time. A minimum initial investment of $20,000 is required to commence this pension.

AMP's website contains a variety of financial simulators and retirement calculators, and a 'News and Insights' Centre which is regularly updated. Members can also manage their super on desktops, tablets and their mobile phones via MyPortfolio.


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