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Australian Ethical Retail Superannuation Fund - Account Based Pension

Past 5-year return
New fund
Admin fee
$97
Calculated Fees on 50k
$677
Extensive investment menu.
Investments which promote a sustainable and environmentally responsible society according with the Australian Ethical Charter.
No-fees to transfer from Accumulation to Pension Fund.
Free educational roadshows and seminars.
Binding, Non Binding or reversionary beneficiary nominations
The Australian Ethical Account Based Income Stream was established in 1998 and is the pension division of the Australian Ethical Retail Superannuation Fund, a master trust that specialises in ethical and sustainable investing. The fund donates 10% of annual profits to non-profit, charity, benevolent and conservation organisations.Members have access to a selection of 6 investment options across a range of asset classes that adhere to the Australian Ethical Charter. The funds Ethical Balanced option has outperformed the SuperRatings Index over the long term.Fees are higher than the industry average across medium and large account balances assessed. However, fee discounts are available to members with account balances over $250,000. No fees are charged for investment switches, although a buy-sell spread applies. Partial and full withdrawals are subject to an exit fee of $50 per transaction.The Income Stream product offers reasonable product flexibility. Members can choose between binding, non-binding and reversionary death benefit payments, as well as pension payments that automatically increase by inflation each year.Australian Ethical has continued to be Infinity Recognised, showing a clear adherence to environmental and social investment principles.

Fees & fund features

Admin fee
Admin fee
$97
Exit fee
Exit fee
$50
Financial planning service
Financial planning service
Credit cards
Credit cards
Insurance life event increases
Insurance life event increases
Investment fee
Investment fee
0.67%
Account size discount
Account size discount
Health insurance
Health insurance
Binding nominations
Binding nominations
Anti-detriment payments
Anti-detriment payments
Switching fee
Switching fee
$0
Employer size discount
Employer size discount
Home loans
Home loans
Non-lapsing binding nominations
Non-lapsing binding nominations
Long term income protection
Long term income protection
Admin fee
Admin fee
$97
Exit fee
Exit fee
$50
Financial planning service
Financial planning service
Credit cards
Credit cards
Insurance life event increases
Insurance life event increases
Investment fee
Investment fee
0.67%
Account size discount
Account size discount
Health insurance
Health insurance
Binding nominations
Binding nominations
Anti-detriment payments
Anti-detriment payments
Switching fee
Switching fee
$0
Employer size discount
Employer size discount
Home loans
Home loans
Non-lapsing binding nominations
Non-lapsing binding nominations
Long term income protection
Long term income protection
Fund fees vs. Industry average
Fund past-5-year return vs. Industry average
Investment allocation
Investment option performance
+ View additional option performance information
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