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Combined Super - Pension

Past 5-year return
10.47%
Admin fee
$52
Calculated Fees on 50k
$526
Strong emphasis on personal service - no call centre.
Free member seminars.
Can have different investment mixes for account balance and contributions.
High quality, educational newsletters.
Targeted correspondence to members.
Combined Super Pension was established in 2001 and is the pension division of Combined Super, a provider of superannuation and pension products to the private education sector, charities, non-profit groups and associations.A simple investment menu of 4 Diversified and 4 Single Sector options is offered to members, including a SRI Balanced option. The Balanced option has underperformed the SuperRatings Index over the short and long term. Fees are lower than the industry average across all account balances assessed. Members are able to switch investment options at no cost; however, an exit fee applies when making lump sum withdrawals.Combined Super's members have a choice of 3 pension payment frequencies, monthly, quarterly and yearly, and can nominate the investment option(s) from which pension payments are to be taken. Members can commence drawdown of their pension on approach to retirement, via the Transition to Retirement Pension and have a choice of nominated lump-sum and reversionary death benefit payments. A number of additional features are available to members including a free limited advice service, financial planning, regular newsletters and online calculators. Member Access allows members to view and update account details online, as well as, switch investment options.

Fees & fund features

Admin fee
Admin fee
$52
Exit fee
Exit fee
$67
Financial planning service
Financial planning service
Credit cards
Credit cards
Insurance life event increases
Insurance life event increases
Investment fee
Investment fee
0.00%
Account size discount
Account size discount
Health insurance
Health insurance
Binding nominations
Binding nominations
Anti-detriment payments
Anti-detriment payments
Switching fee
Switching fee
$0
Employer size discount
Employer size discount
Home loans
Home loans
Non-lapsing binding nominations
Non-lapsing binding nominations
Long term income protection
Long term income protection
Admin fee
Admin fee
$52
Exit fee
Exit fee
$67
Financial planning service
Financial planning service
Credit cards
Credit cards
Insurance life event increases
Insurance life event increases
Investment fee
Investment fee
0.00%
Account size discount
Account size discount
Health insurance
Health insurance
Binding nominations
Binding nominations
Anti-detriment payments
Anti-detriment payments
Switching fee
Switching fee
$0
Employer size discount
Employer size discount
Home loans
Home loans
Non-lapsing binding nominations
Non-lapsing binding nominations
Long term income protection
Long term income protection
Fund fees vs. Industry average
Fund past-5-year return vs. Industry average
Investment allocation
Investment option performance
+ View additional option performance information
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